1399 Big A Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1399 Big A Rd, Toccoa, GA 30577

Property Summary

Property Type	Office Building
Details	3,685 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Jan 2025)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042I 001`

Property Details

APN / Parcel Number

Primary APN	`042I 001`
Alternative APN	`760800`

Interior

Building Area	3,685 sqft Total Area
2nd Floor Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Slab
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	760800
Street Address	1399 BIG A RD
City	TOCCOA
State	GA
Zip	30577-6030
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B-II
Legal Description	LOT 7 HARPER HOME SITES S/D
Legal Subdivision	HARPER HOME SITES
Legal Lot Number	7
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4052
Census Tract	970102

Owner

Source: Stephens County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1399 BIG A RD, TOCCOA, GA 30577-6030
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDDY RAM K M D
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Nov 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202537
Deed Book / Page	1392 / 446
Transfer Doc	0009670310
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1399 BIG A RD, TOCCOA, GA 30577-6030
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 BIG A RD, TOCCOA, GA 30577-6030

Mortgage

Document Number	0012750000000138
Date	Nov 17, 2021
Book Page	0000001275/0000000138

Lender

Name	REDDY RAM K M D

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2024

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1399 BIG A RD, TOCCOA, GA 30577-6030
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 BIG A RD, TOCCOA, GA 30577-6030

Mortgage

Document Number	0013000000000397
Date	Jun 13, 2022
Book Page	0000001300/0000000397

Lender

Name	PINNACLE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 16, 2021
Property Address	1399 BIG A RD, TOCCOA, GA 30577-6030
Document Number	0012750134
Book / Page	1275 / 134
Instrument Date	Nov 16, 2021
Instrument	2021-001601
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 DOWDY RD, ATHENS, GA 30606-5700

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,209.00 (+49.36%)	$120,638 (+51.39%) Land $57,000 Building $63,638	$301,594 (+51.39%) Land $142,500 Building $159,094
2023	$2,818.00	$79,686 (-) Land $57,000 Building $22,686	$199,215 (-) Land $142,500 Building $56,715
2022	$2,818.00	$79,686 Land $57,000 Building $22,686	$199,215 Land $142,500 Building $56,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: T-Mobile.

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