13989 Sutter Highlands Dr, Sutter Creek, CA 95685 Property Records

Amador County property record for 13989 Sutter Highlands Dr, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,391 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$345,000 (Feb 2018)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Nov 2020 Transfer Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-330-050-000`

Property Details

APN / Parcel Number

Primary APN	`015-330-050-000`
Alternative APN	`1533005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,391 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13989 SUTTER HIGHLANDS DR
City	SUTTER CREEK
State	CA
Zip	95685-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	21M54 PAR 1A-2 SUTTER HIGHLANDS UNIT #1
Legal Subdivision	SUTTER HIGHLANDS
Legal Lot Number	1A-2
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	2
Census Block	2014
Census Tract	201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 9, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	2018925
Last Transfer Date	Oct 29, 2020
Transfer Doc	0000010035
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Nov 6, 2020
Property Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511
Document Number	0000010035
Instrument Date	Oct 29, 2020
Instrument	10035
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13989 SUTTER SUTTER CREEK CA 95685, SUTTER CREEK, CA 95685

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511
Document Number	0000003737
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	SPL INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13989 SUTTER HIGHLANDS DR SUTTER CREEK CA 956859511, SUTTER CREEK, CA 95685-9511

Mortgage

Document Number	0000003737
Date	May 14, 2020
Instrument	3737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 9, 2018
Property Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511
Document Number	0000000925
Instrument Date	Feb 2, 2018
Instrument	925
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13989 SUTTER HIGHLANDS DR SUTTER CREEK CA 956859511, SUTTER CREEK, CA 95685-9511

Mortgage

Document Number	926
Date	Feb 9, 2018
Instrument	926

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jan 19, 2017
Property Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511
Document Number	0000000476
Map Reference	PM1075 MAP21 PG54
Instrument Date	Jan 11, 2017
Instrument	2017-0000476
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13989 SUTTER HIGHLANDS DR, SUTTER CREEK, CA 95685-9511

Mortgage

Document Number	0000000477
Date	Jan 19, 2017
Instrument	2017-0000477

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,367 (+2%) Land $116,056 Building $226,311
2025	$3,411.00 (+4.06%) Homeowner's exemption	$335,655 (+4.04%) Land $113,781 Building $221,874
2024			$280,530
2023	$3,278.00 (+3.18%) Homeowner's exemption	$322,622 Land $109,363 Building $213,259
2022	$3,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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