13989 Indian Bluff Rd, Temple, TX 76502 Property Records

Bell County property record for 13989 Indian Bluff Rd, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,242 sqft · built 1997
Lot Size0.78 acres (34,020 sqft)
OwnerIndividual Name on File
Tax Bill$4,025 (2024)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN0406230000

Property Details

APN / Parcel Number

Primary APN0406230000
Alternative APNs
  • 819964
  • 63378

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,242 sqft Living Area
1st Floor Area2,242 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,020 sqft (0.78 acres)
Lot Dimensions189 ft deep x 180 ft wide
PorchOpen Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number819964
Street Address13989 INDIAN BLUFF RD
CityTEMPLE
StateTX
Zip76502-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVEN COVES TRACT 2, BLOCK 001, LOT 5, 6, (TOD DEED) (TOD DEED)
Legal SubdivisionSEVEN COVES TRACT 2
Legal Tract2
Legal Block1
Legal Lot Number5 6
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3000
Census Tract20203

Owner

Source: Bell County records · APN 0406230000

Assessment roll updated August 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13989 INDIAN BLUFF RD, TEMPLE, TX 76502-6517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2025
Deed SaleDec 03, 2025
Deed Document Number2025059361
Record UpdatedJun 08, 2026

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 03, 2025
Property Address13989 INDIAN BLUFF RD, TEMPLE, TX 76502-6517
Document Number0000059361
Map ReferenceCAB A SL 153-C
Instrument DateDec 02, 2025
Instrument2025059361
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15903 BRAZOS DR, TEMPLE, TX 76502-6666

Transferred To (Grantee/Buyer)

NameVerified Name
Address13989 INDIAN BLUFF RD, TEMPLE, TX 76502-6517

Mortgage

Document Number0000059362
DateDec 03, 2025
Instrument2025059362
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$302,141 (+0.25%) Land $34,438 Building $267,703$302,141 (+0.25%) Land $34,438 Building $267,703
2024$4,025.00 (-8.94%)
2023$4,420.00 (-17.69%)$301,387 Land $31,582 Building $269,805$301,387 Land $31,582 Building $269,805
2022$5,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Altitude ISP, AMG Technology Investment Group, T-Mobile USA, Verizon.

Based on FCC filings for 47 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOFFAT WSC
serves 4,633 people
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionOct 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Indian Bluff Rd

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