13989 Dry Fork Rd, Festus, MO 63028 Property Records

Jefferson County property record for 13989 Dry Fork Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,850 sqft · built 2005
Lot Size	9.1 acres (396,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Apr 2019)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-16.0-0-000-015.02`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-16.0-0-000-015.02`
Alternative APN	`2250160 01502`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,850 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	2,850 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	396,396 sqft
Garage Type	Attached
Garage Area	936 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	719 sqft
Patio Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13989 DRY FORK RD
City	FESTUS
State	MO
Zip	63028-4976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	HALEY MANOR LOT 1
Legal Range	6E
Legal Township	39N
Legal Section	16
Legal Subdivision	HALEY MANOR
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2017
Census Tract	701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13989 DRY FORK RD, FESTUS, MO 63028-4976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage CARROLLTON BANK
Nov 2, 2020	Deed of Trust, Mortgage CARROLLTON BK
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage CARROLLTON BK
Apr 2, 2019	Warranty Deed, Transfer · VA Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Feb 25, 2011
Deed Document Number	20198875
Prior Transfer Date	Feb 15, 2011
Prior Transfer Doc	0000006852
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13989 DRY FORK RD, FESTUS, MO 63028-4976
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13989 DRY FORK RD, FESTUS, MO 63028-4976

Mortgage

Document Number	2021R034046
Date	Aug 5, 2021
Instrument	2021R-034046

Lender

Name	CARROLLTON BANK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13989 DRY FORK RD, FESTUS, MO 63028-4976
Document Number	0000042593
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13989 DRY FORK RD FESTUS MO 630284976, FESTUS, MO 63028-4976

Mortgage

Document Number	0000042593
Date	Nov 9, 2020
Instrument	42593

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13989 DRY FORK RD, FESTUS, MO 63028-4976
Document Number	0000038627
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13989 DRY FORK RD FESTUS MO 630284976, FESTUS, MO 63028-4976

Mortgage

Document Number	0000038627
Date	Dec 9, 2019
Instrument	38627

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2019
Property Address	13989 DRY FORK RD, FESTUS, MO 63028-4976
Document Number	0000008875
Instrument Date	Mar 29, 2019
Instrument	8875
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13989 DRY FORK RD FESTUS MO 630284976, FESTUS, MO 63028-4976

Mortgage

Document Number	8876
Date	Apr 2, 2019
Instrument	8876

Lender

Name	CARROLLTON BK
Type	Bank
Address	O'FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (-) Land $5,100 Building $70,400	$397,200 (-) Land $26,600 Building $370,600
2025	$4,797.00 (+6.77%)	$75,500 (+9.74%) Land $5,100 Building $70,400	$397,200 (-) Land $26,600 Building $370,600
2024	$4,493.00 (+2.25%)		$397,200 (+9.81%) Land $26,600 Building $370,600
2023	$4,394.00	$68,800 Land $5,100 Building $63,700	$361,700 Land $26,600 Building $335,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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