13986 Kelsey Dr, Chico, CA 95973 Property Records

Butte County property record for 13986 Kelsey Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,608 sqft · built 1997
Lot Size	1.13 acres (49,658 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Dec 2020)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-660-042-000`

Property Details

APN / Parcel Number

Primary APN	`047-660-042-000`
Alternative APN	`047-660-042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Wood
Lot Area	49,658 sqft
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-660-042
Street Address	13986 KELSEY DR
City	CHICO
State	CA
Zip	95973-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 KEEFER CREEK EST PH 2 KELSEY DR
Legal Subdivision	KEEFER CREEK EST PH 2
Legal Lot Number	43
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1013
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13986 KELSEY DR, CHICO, CA 95973-9261
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 2, 2021	Intrafamily Transfer, Transfer
Dec 2, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 31, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	202050210
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000004536
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13986 KELSEY DR, CHICO, CA 95973-9261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003973
Date	Jan 31, 2020
Instrument	2020-0003973

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Feb 2, 2021
Property Address	13986 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000004536
Map Reference	MB 138 PG 35-37
Instrument Date	Jan 27, 2021
Instrument	2021-0004536
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13986 KELSEY DR, CHICO, CA 95973-9261

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 2, 2020
Property Address	13986 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000050210
Map Reference	MB 138 PG 35-37
Instrument Date	Nov 25, 2020
Instrument	2020-0050210
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13986 KELSEY DR, CHICO, CA 95973-9261

Mortgage

Document Number	0000050211
Date	Dec 2, 2020
Instrument	2020-0050211

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13986 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000045935
Instrument Date	Jul 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13986 KELSEY DR CHICO CA 959739261, CHICO, CA 95973-9261

Mortgage

Document Number	0000045935
Date	Oct 17, 2019
Instrument	45935

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	EL PASO, TX 79935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 31, 2018
Property Address	13986 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000044297
Map Reference	MB 138 PG 35-37
Instrument Date	Dec 26, 2018
Instrument	2018-0044297
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13986 KELSEY DR, CHICO, CA 95973-9261

Mortgage

Document Number	0000044298
Date	Dec 31, 2018
Instrument	2018-0044298

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$938,465 (+2%) Land $253,937 Building $684,528
2025	$10,824.00 (+7.57%)	$920,064 (+4.04%) Land $248,958 Building $671,106
2024			$2,055,420
2023	$10,062.00 (+1.59%)	$884,340 Land $239,292 Building $645,048
2022	$9,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEEFER CREEK ESTATES private · serves 160 people · EPA ID CA0400151
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, unWired Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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