13985 Stowe Dr, Poway, CA 92064 Property Records

San Diego County property record for 13985 Stowe Dr, Poway, CA 92064

Property Summary

Property TypeMixed Use Store/Office
Details374 sqft · built 1999
Lot Size1.41 acres (61,855 sqft)
OwnerCompany Name on File
Last Sale$3,400,000 (Apr 2018)
Tax Bill$45,829 (2025)
Deeds & MortgagesNov 2025 Mortgage
Dec 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN317-810-24-00

Property Details

APN / Parcel Number

Primary APN317-810-24-00

Interior

Building Area374 sqft Total Area
Gross Area20,374 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area61,855 sqft

Location & Zoning

Street Address13985 STOWE DR
CityPOWAY
StateCA
Zip92064-6887
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodePC-7
Legal DescriptionLOT 51 TR 012556
Legal Subdivision87-13
Legal Tract012556
Legal Block2
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract17049

Owner

13985 Stowe Dr, a commercial property, is owned by a company that bought it in April 2018.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3377 N TORREY PINES CT, 100, LA JOLLA, CA 92037-1016
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Unknown
BMO BANK NA
Dec 4, 2020Loan Modification, Mortgage · Line of Credit
BANK OF THE WEST
Apr 24, 2019Grant Deed, Mortgage · Line of Credit
BANK OF THE WEST
Apr 5, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE
Feb 17, 2017Deed of Trust, Mortgage
BRUCE W LORBER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2018 · Amount on File
Deed SaleApr 5, 2018 · Amount on File
Prior SaleJun 1, 1998 · Amount on File
Deed Document Number2018135415
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13985 STOWE DR, POWAY, CA 92064-6887
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3377 N TORREY PINES CT 100, 100, LA JOLLA, CA 92037-1016

Mortgage

Document Number0000322647
DateNov 14, 2025
Instrument2025-0322647
Lender
NameBMO BANK NA
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeUnknown
AmountAmount on Record

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address13985 STOWE DR, POWAY, CA 92064-6887
Document Number0000780675
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13985 STOWE DR POWAY CA 920646887, POWAY, CA 92064-6887

Mortgage

Document Number0000780675
DateDec 7, 2020
Instrument780675
Lender
NameBANK OF THE WEST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2019
Property Address13985 STOWE DR, POWAY, CA 92064-6887
Instrument DateApr 24, 2019
Instrument150050
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3377 N TORREY PINES CT #100 LA JOLLA CA 920371016, 100, LA JOLLA, CA 92037-1016

Mortgage

Document Number0000150050
DateApr 24, 2019
Instrument150050
Lender
NameBANK OF THE WEST
TypeBank
Address4180 LA JOLLA VILLAGE DR, LA JOLLA, CA 92037-1402
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 5, 2018
Property Address13985 STOWE DR, POWAY, CA 92064-6887
Document Number0000135415
Instrument DateApr 5, 2018
Instrument135415
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$3,740.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3377 N TORREY PINES CT #100 LA JOLLA CA 920371016, 100, LA JOLLA, CA 92037-1016

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13985 STOWE DR, POWAY, CA 92064-6887
Document Number0000383999
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13985 STOWE DR POWAY CA 920646887, POWAY, CA 92064-6887

Mortgage

Document Number0000383999
DateAug 23, 2017
Instrument383999
Lender
NameBRUCE W LORBER
Address13985 STOWE DR, POWAY, CA 92064-6887
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13985 Stowe Dr was $45,829.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,945,985 (+2%) Land $1,160,583 Building $2,785,402
2025$45,829.00$3,868,614 Land $1,137,827 Building $2,730,787
2023$43,693.00 (+1.71%)$3,718,394 Land $1,093,645 Building $2,624,749
2022$42,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13985 Stowe Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims43 (1978–2017)
Claims Outside the SFHA14 of 43
Most Recent ClaimFeb 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13985 Stowe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

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