13984 Pinto Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 13984 Pinto Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,503 sqft · built 2015
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$8,990 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-021-043.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-021-043.000-018`
Alternative APN	`1709210021043000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,503 sqft Living Area
1st Floor Area	2,062 sqft
2nd Floor Area	1,864 sqft
Basement Area	2,062 sqft
Finished Basement	1,577 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709210021043000
Street Address	13984 PINTO DR
City	CARMEL
State	IN
Zip	46032-8858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .44, SECTION 21, TOWNSHIP 18, RANGE 3, WESTMONT/CARMEL CLAY, SECTION 2A, LOT 106
Legal Subdivision	WESTMONT SEC 2A
Legal Lot Number	106
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2020
Census Tract	110909

Owner

13984 Pinto Dr is owned and occupied by an individual who acquired it in July 2015.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13984 PINTO DR, CARMEL, IN 46032-8858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015
Deed Sale	Jul 16, 2015
Deed Document Number	2015036473
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13984 PINTO DR, CARMEL, IN 46032-8858
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021077615
Date	Oct 26, 2021
Instrument	2021077615

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13984 PINTO DR, CARMEL, IN 46032-8858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004060
Date	Jan 24, 2020
Instrument	2020004060

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$777,100 (-1.03%) Land $180,300 Building $596,800	$777,100 (-1.03%) Land $180,300 Building $596,800
2024	$8,990.00 (+9.29%)	$785,200 (+8.41%) Land $180,300 Building $604,900	$785,200 (+8.41%) Land $180,300 Building $604,900
2023	$8,226.00 (+31.36%) Homeowner's exemption	$724,300 (+32.08%) Land $117,500 Building $606,800	$724,300 (+32.08%) Land $117,500 Building $606,800
2022	$6,262.00 Homeowner's exemption	$548,400 Land $117,500 Building $430,900	$548,400 Land $117,500 Building $430,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13984 Pinto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13984 Pinto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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