13984 Arbolitos Dr, Poway, CA 92064 Property Records

San Diego County property record for 13984 Arbolitos Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,029 sqft · built 1989
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Company Names on Record
Last Sale	$1,975,000 (Oct 2023)
Tax Bill	$22,894 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`314-801-14-00`

Property Details

APN / Parcel Number

Primary APN	`314-801-14-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,029 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	94,090 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13984 ARBOLITOS DR
City	POWAY
State	CA
Zip	92064-6472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-1
Legal Description	LOT 241 TR 012082
Legal Subdivision	4191-3BR
Legal Tract	012082
Legal Block	2
Legal Lot Number	241
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 13, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 22, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2023279290
Prior Transfer Date	Apr 10, 1998
Prior Transfer Doc	0000222960
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472

Mortgage

Document Number	0000356755
Date	Dec 18, 2025
Instrument	2025-0356755

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2023
Property Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472
Document Number	0000279290
Map Reference	MAP 12082
Instrument Date	Sep 21, 2023
Instrument	2023-0279290
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11974 MIL PITRERO RD, SAN DIEGO, CA 92128-5282

Mortgage

Document Number	0000279291
Date	Oct 13, 2023
Instrument	2023-0279291

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2017
Property Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472
Document Number	0000381567
Map Reference	MAP12082
Instrument Date	Jun 22, 2017
Instrument	2017-0381567
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13984 ARBOLITOS DR, POWAY, CA 92064-6472

Mortgage

Document Number	0000381568
Date	Aug 22, 2017
Instrument	2017-0381568

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,054,790 (+2%) Land $1,368,126 Building $686,664
2025	$22,894.00 (+47.15%) Homeowner's exemption	$2,014,500 (+46.42%) Land $1,341,300 Building $673,200
2023	$15,558.00 (+1.68%) Homeowner's exemption	$1,375,804 Land $929,598 Building $446,206
2022	$15,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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