13982 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 13982 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,518 sqft · built 1973
Lot Size	0.168 acres (7,300 sqft)
Owner	Company Name on Record
Last Sale	$1,210,000 (Sep 2008)
Tax Bill	$17,178 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-308-39-00`

Property Details

APN / Parcel Number

Primary APN	`300-308-39-00`
Alternative APN	`3003081900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,300 sqft (0.168 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3003081900
Street Address	13982 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 9 LOT 2 ST&ALLEY CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	9
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1031
Census Tract	8324

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13982 MERCADO DR, DEL MAR, CA 92014-3124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Intrafamily Transfer, Transfer WFG TITLE COMPANY OF CA
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2008 · Amount on Record
Deed Sale	Sep 16, 2008 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	2008491431
Prior Transfer Date	Jul 10, 2003
Prior Transfer Doc	0000899547
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2021
Property Address	13982 MERCADO DR, DEL MAR, CA 92014-3124
Document Number	0000299048
Map Reference	MAP 157
Instrument Date	Apr 12, 2021
Instrument	2021-0299048
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13982 MERCADO DR, DEL MAR, CA 92014-3124

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2021
Property Address	13982 MERCADO DR, DEL MAR, CA 92014-3124
Document Number	0000297612
Map Reference	MAP 157
Instrument Date	Mar 16, 2021
Instrument	2021-0297612
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13982 MERCADO DR, DEL MAR, CA 92014-3124

Mortgage

Document Number	0000297613
Date	Apr 16, 2021
Instrument	2021-0297613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2018
Property Address	13982 MERCADO DR, DEL MAR, CA 92014-3124
Document Number	0000065009
Instrument Date	Jan 5, 2018
Instrument	65009
Transaction Type	Transfer
Record Updated	Feb 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13982 MERCADO DR DEL MAR CA 920143124, DEL MAR, CA 92014-3124

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,589,296 (+2%) Land $1,182,124 Building $407,172
2025	$17,178.00 (+7.62%) Homeowner's exemption	$1,558,135 (+4.04%) Land $1,158,946 Building $399,189
2023	$15,962.00 (+1.64%) Homeowner's exemption	$1,497,633 Land $1,113,944 Building $383,689
2022	$15,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1993–2005)
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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