Pinellas County property record for 13982 103rd Ave, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 2,513 sqft · built 1976 |
| Lot Size | 0.319 acres (13,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $561,000 (Feb 2024) |
| Tax Bill | $5,813 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-751-0042-0 |
| Primary APN | C62-000-751-0042-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 2,513 sqft |
| Flooring | Carpet |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 13,887 sqft (0.319 acres) |
| Lot Dimensions | 143 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 183 sqft |
| Patio Area | 183 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R190624 |
|---|---|
| Street Address | 13982 103RD AVE |
| City | LARGO |
| State | FL |
| Zip | 33774-5308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CENTURY OAKS LOT 39 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | CENTURY OAKS |
| Legal Tract | 14679 |
| Legal Lot Number | 39 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 25119 |
13982 103rd Ave is owned and occupied by two individuals who bought it in February 2024.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13982 103RD AVE, LARGO, FL 33774-5308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on File |
| Deed Sale | Feb 15, 2024 · Amount on File |
| Prior Sale | Aug 17, 2016 · Amount on File |
| Deed Document Number | 202439100 |
| Deed Book / Page | 22707 / 553 |
| Prior Transfer Date | Apr 19, 2016 |
| Prior Transfer Doc | 0191602419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 15, 2024 |
| Property Address | 13982 103RD AVE, LARGO, FL 33774-5308 |
| Document Number | 0227070553 |
| Book / Page | 22707 / 553 |
| Map Reference | MB 70 PG 96 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024039100 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,927.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13801 WALSINGHAM RD # RDA132, RDA132, LARGO, FL 33774-3237 |
| Name | Verified Name |
|---|---|
| Address | 13982 103RD AVE, LARGO, FL 33774-5308 |
| Document Number | 0022707555 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 22707/555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13982 103RD AVE, LARGO, FL 33774-5308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0211302161 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 21130/2161 |
| Instrument | 2020249062 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 13982 103rd Ave was $5,813 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,813.00 Homeowner's exemption | $352,844 | $498,578 Land $222,545 Building $276,033 |
| 2023 | $6,419.00 (+6.33%) Homeowner's exemption | $395,899 (+3%) | $594,368 (+13.26%) Land $293,955 Building $300,413 |
| 2022 | $6,037.00 Homeowner's exemption | $384,368 | $524,787 Land $288,066 Building $236,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13982 103rd Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 8 (1979–2024) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13982 103rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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