Dubuque County property record for 1398 White St, Dubuque, IA 52001
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,384 sqft · built 1900 |
| Lot Size | 0.057 acres (2,490 sqft) |
| Owner | Company Name on File |
| Last Sale | $105,000 (Aug 2022) |
| Tax Bill | $1,730 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-429-001 |
| Primary APN | 10-24-429-001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,384 sqft Gross Area |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 1,062 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Shingle |
| Lot Area | 2,490 sqft (0.057 acres) |
| Garage Area | 528 sqft |
| Water Source | Commercial |
|---|
| Street Address | 1398 WHITE ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-5047 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CI |
| Legal Description | N 24.9' N1/5 CITY LOT 482 |
| Legal Lot Number | 482 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 100 |
1398 White St, a commercial property, is owned by a company that bought it in August 2022.
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 251 HIDDEN OAKS CT, DUBUQUE, IA 52003-7301 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit DUBUQUE BANK & TRUST CO |
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DUBUQUE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on File |
| Deed Sale | Aug 16, 2022 · Amount on File |
| Deed Document Number | 0002210480 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1398 WHITE ST, DUBUQUE, IA 52001-5047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 251 HIDDEN OAKS CT, DUBUQUE, IA 52003-7301 |
| Document Number | 0000010500 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022-00010500 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1398 WHITE ST, DUBUQUE, IA 52001-5047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 251 HIDDEN OAKS CT, DUBUQUE, IA 52003-7301 |
| Document Number | 0000009387 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023-00009387 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Sep 29, 2028 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,700 Land $12,700 Building $130,000 | $142,700 Land $12,700 Building $130,000 | |
| 2024 | $1,730.00 | ||
| 2023 | $120,300 (+27.95%) Land $9,000 Building $111,300 | $120,300 Land $9,000 Building $111,300 | |
| 2022 | $1,622.00 | $94,020 Land $8,960 Building $85,060 | |
| 2021 | $94,020 Land $8,960 Building $85,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1398 White St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2001–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1398 White St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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