1398 Reef Ct, Okemos, MI 48864 Property Records

Ingham County property record for 1398 Reef Ct, Okemos, MI 48864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 1986
Lot Size	0.469 acres (20,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,200 (Feb 1987)
Tax Bill	$8,212 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-26-355-006`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-26-355-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,430 sqft (0.469 acres)
Lot Dimensions	155 ft deep x 62.8 ft wide
Garage Area	1,116 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	289 sqft
Patio Area	2,226 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1398 REEF CT
City	OKEMOS
State	MI
Zip	48864-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 126 SHOALS #2
Legal Subdivision	SHOALS 02
Legal Lot Number	126
Legal Unit	126
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	1
Census Block	1000
Census Tract	5002

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1398 REEF CT, OKEMOS, MI 48864-3474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1987 · Amount on Record
Deed Sale	Feb 1, 1987 · Amount on Record
Prior Sale	May 1, 1986 · Amount on Record
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000017239
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	INGHAM MI
Recording Date	Jun 23, 2026
Property Address	1398 REEF CT, OKEMOS, MI 48864-3474
Document Number	0000017239
Instrument Date	Jun 22, 2026
Instrument	202617239
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1398 REEF CT, OKEMOS, MI 48864-3474

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1398 REEF CT, OKEMOS, MI 48864-3474
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006604
Date	Feb 18, 2021
Instrument	2021-006604

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Okemos Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,500 (+5%)	$437,000 (+5%)
2025	$8,212.00 (+24.73%) Homeowner's exemption	$208,100 (+12.24%) Land $42,000 Building $166,100	$416,200 (+12.24%) Land $84,000 Building $332,200
2023		$185,400 Land $37,500 Building $147,900	$370,800 Land $75,000 Building $295,800
2019	$6,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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