1398 Nopal St, Florence, OR 97439 Property Records

Lane County property record for 1398 Nopal St, Florence, OR 97439

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 896 sqft · built 2010
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Dec 2017)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-27-10-14600-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-27-10-14600-000`
Alternative APN	`1840253`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Finished Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Driveway	Driveway
Driveway Area	200 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1840253
Street Address	1398 NOPAL ST
City	FLORENCE
State	OR
Zip	97439-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-MULTI-FAMILY RES
Legal Description	LOT:3 SUBD:KEENER PLACE PUD PHASE 1 SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	27
Legal Quarter	NE
Legal Subdivision	KEENER PLACE PUD PHASE 1
Legal Lot Number	3
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3017
Census Tract	705

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1398 NOPAL ST, FLORENCE, OR 97439-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	May 13, 2011 · Amount on Record
Deed Document Number	2017-060701
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1398 NOPAL ST, FLORENCE, OR 97439-2001
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073009
Date	Nov 22, 2021
Instrument	2021-073009

Lender

Name	UMPQUA BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1398 NOPAL ST, FLORENCE, OR 97439-2001
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013400
Date	Feb 26, 2021
Instrument	2021-013400

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 11, 2017
Property Address	1398 NOPAL ST, FLORENCE, OR 97439-2001
Document Number	0000060701
Map Reference	MDOC2010-011236
Instrument Date	Dec 4, 2017
Instrument	2017-060701
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1398 NOPAL ST, FLORENCE, OR 97439-2001

Mortgage

Document Number	0000060702
Date	Dec 11, 2017
Instrument	2017-060702

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (+5.91%)	$126,175 (+6.09%)	$216,606 (+6.22%) Land $54,351 Building $162,255
2023	$1,625.00 (+4.23%)	$118,933 (+3%)	$203,928 (+12.43%) Land $47,809 Building $156,119
2022	$1,559.00	$115,469	$181,380 Land $46,298 Building $135,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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