Lancaster County property record for 1398 McIlwain Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,752 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,437 (Jun 2022) |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0102-00-020.05 |
| Primary APN | 0102-00-020.05 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 3,032 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 68213 |
|---|---|
| Street Address | 1398 MCILWAIN RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Block | 3-6 |
| Legal Lot Number | 3-6 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 10600 |
1398 McIlwain Rd is owned and occupied by an individual who acquired it in August 2023.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2024 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Sep 1, 2023 | Intrafamily Transfer, Transfer |
| Sep 15, 2022 | Intrafamily Transfer, Transfer |
| Jun 30, 2022 | Deed, Transfer · Stand-Alone First Mortgage AGSOUTH FARM CREDIT ACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Deed Document Number | 202210873 |
| Deed Book / Page | 1565 / 323 |
| Last Transfer Date | Aug 30, 2023 |
| Transfer Doc | 0000011121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Document Number | 0000005862 |
|---|---|
| Date | May 21, 2024 |
| Book Page | 5132/288 |
| Instrument | 2024005862 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | 737 PLANTATION RD, LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 5, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 1, 2023 |
| Property Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Document Number | 0000011121 |
| Book / Page | 1705 / 39 |
| Map Reference | MB 2022 PG 421 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023011121 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 15, 2022 |
| Property Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Document Number | 0000014908 |
| Book / Page | 1589 / 26 |
| Map Reference | MB 2022 PG 421 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022014908 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1398 MCILWARN RD, LANCASTER, SC 29720-4052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 30, 2022 |
| Property Address | 1398 MCILWAIN RD, LANCASTER, SC 29720-4052 |
| Document Number | 0000010873 |
| Book / Page | 1565 / 323 |
| Map Reference | PL 11932 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022010873 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $609.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1808 DOUGLAS RD, LANCASTER, SC 29720-8423 |
| Document Number | 0000010874 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022010874 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
The 2025 property tax bill for 1398 McIlwain Rd was $1,316, down 66.2% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (-66.21%) | $9,007 Land $533 Building $8,474 | $287,200 Land $17,000 Building $270,200 |
| 2024 | $3,895.00 (+1,211.45%) | ||
| 2023 | $297.00 | $900 (+10.97%) Land $900 | $15,000 (-88.13%) Land $15,000 |
| 2022 | $811 Land $443 Building $368 | $126,390 Land $126,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1398 McIlwain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1989–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1398 McIlwain Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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