Allen County property record for 1398 Lutz Rd, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,080 sqft · built 1920 |
| Lot Size | 6.47 acres (281,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,500 (Sep 2025) |
| Tax Bill | $2,472 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-0802-01-001.000 |
| Primary APN | 37-0802-01-001.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 1,376 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 281,833 sqft (6.47 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1398 LUTZ RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 RTS 07-03-08 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11200 |
1398 Lutz Rd is owned and occupied by an individual who bought it in September 2025.
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Sep 23, 2025 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Jan 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Sale | Jun 16, 1997 · Amount on File |
| Deed Document Number | 20259729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 12270017813 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2021/17813 |
| Instrument | 202112270017813 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 17, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 23, 2025 |
| Property Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Document Number | 9230009729 |
| Book / Page | 2025 / 9729 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 202509230009729 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WAVE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Document Number | 9230009730 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202509230009730 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Document Number | 0000008906 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1398 LUTZ ROAD LIMA LIMA OH 45801, LIMA, OH 45801 |
| Document Number | 0000008906 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 8906 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 3, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Document Number | 0000008319 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1398 LUTZ RD LIMA OH 458011240, LIMA, OH 45801-1240 |
| Document Number | 0000008319 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 8319 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 19, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 1398 LUTZ RD, LIMA, OH 45801-1240 |
| Document Number | 0000001726 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1398 LUTZ RD LIMA OH 458011240, LIMA, OH 45801-1240 |
| Document Number | 0000001726 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 002018/001726 |
| Instrument | 1726 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 20, 2028 |
The 2025 property tax bill for 1398 Lutz Rd was $2,472, down 4.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Bath Township |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,472.00 (-4.11%) Homeowner's exemption | $64,160 (-) Land $27,160 Building $37,000 | $183,300 (-) Land $77,600 Building $105,700 |
| 2024 | $2,578.00 (+40.57%) Homeowner's exemption | $64,160 (+40.03%) Land $27,160 Building $37,000 | $183,300 Land $77,600 Building $105,700 |
| 2023 | $1,834.00 (+4.74%) Homeowner's exemption | $45,820 (-) Land $19,390 Building $26,430 | |
| 2022 | $1,751.00 Homeowner's exemption | $45,820 Land $19,390 Building $26,430 | |
| 2021 | $130,900 Land $55,400 Building $75,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1398 Lutz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1398 Lutz Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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