1398 Hamilton Dr, Waco, TX 76705 Property Records

McLennan County property record for 1398 Hamilton Dr, Waco, TX 76705 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,169 sqft · built 1920
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on File
Tax Bill	$341 (2024)
Deeds & Mortgages	Nov 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240546000015004`

Property Details

APN / Parcel Number

Primary APN	`240546000015004`
Alternative APNs	`2405460000150040111` `120087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	1,169 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	201 sqft
Shed	1 Shed
Shed Area	616 sqft
Canopy	510 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	120087
Old Parcel Number	2405460000150040111
Street Address	1398 HAMILTON DR
City	WACO
State	TX
Zip	76705-5921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE BROOKS W TRACT 6 ACRES 2.792
Legal Subdivision	LEE BROOKS W
Legal Tract	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2028
Census Tract	4202

Owner

Source: McLennan County records · APN 240546000015004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1398 HAMILTON DR, WACO, TX 76705-5921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1398 HAMILTON DR, WACO, TX 76705-5921
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1398 HAMILTON DR, WACO, TX 76705-5921

Mortgage

Document Number	0000034892
Date	Nov 12, 2025
Instrument	2025034892

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	910 Months
Due	Sep 27, 2101

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	2.79%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gholson City
County	McLennan County
Unified School District	Gholson Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,130 (-10.53%) Land $33,620 Building $140,730	$174,350 (+11.32%) Land $33,620 Building $140,730
2024	$341.00 (+17.18%)
2023		$156,620 Land $33,620 Building $123,000	$156,620 Land $33,620 Building $123,000
2022	$291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 8 of 12 on primary residences
Nearby Flood Claims	4 (2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2007, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	High above 71% of the US · above 60% of Texas
Wildfire Likelihood	About 1 in 313 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.