1398 Creek Haven Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1398 Creek Haven Dr, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Owner	2 Individual Names on Record
Last Sale	$360,430 (Feb 2026)
Tax Bill	$592 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-16-0-00302-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-16-0-00302-00`

Location & Zoning

Street Address	1398 CREEK HAVEN DR
City	HERNANDO
State	MS
Zip	38632-1584
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PUD
Legal Description	MONTCLAIR S/D PHASE 7 LOT 302
Legal Range	008
Legal Township	03S
Legal Section	23
Legal Subdivision	MONTCLAIR S/D PHASE 7
Legal Phase	7
Legal Lot Number	302
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1398 CREEK HAVEN DR, HERNANDO, MS 38632-1584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY BANK
Jul 2, 2025	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 3335
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 27, 2026
Property Address	1398 CREEK HAVEN DR, HERNANDO, MS 38632-1584
Document Number	01026/3335
Book / Page	1026 / 3335
Map Reference	MB 153 PG 7
Instrument Date	Feb 27, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135A MOTOR SCOOTER DR, NESBIT, MS 38651-9085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1398 CREEK HAVEN DR, HERNANDO, MS 38632-1584

Mortgage

Document Number	0566320777
Date	Feb 27, 2026
Instrument	5663/20777

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 2, 2025
Property Address	1398 CREEK HAVEN DR, HERNANDO, MS 38632-1584
Document Number	1025/12756
Book / Page	1025 / 12756
Map Reference	MB 153 PG 7&8
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 MOTOR SCOOTER DR, NESBIT, MS 38651-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135A MOTOR SCOOTER DR, NESBIT, MS 38651-9085
Investor	Possibly a Property Investor

Mortgage

Document Number	0566265499
Date	Jul 2, 2025
Instrument	5662/65499

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$592.00	$5,063 Land $5,063	$33,750 Land $33,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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