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1398 Cobblestone Dr, Troy, MI 48085 Property Records

Oakland County property record for 1398 Cobblestone Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Tax Bill$10,326 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Apr 2019 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN88-20-14-381-029

Property Details

APN / Parcel Number

Primary APN88-20-14-381-029

Exterior

Architectural StyleCondo/Apartment
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address1398 COBBLESTONE DR
CityTROY
StateMI
Zip48085-4918
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N,R11E,SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 2211 ESTATES OF BROOK HOLLOWUNIT 29 L51240 P483 11-6-17 FR 376-041
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit29
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract197100

Owner

Source: Oakland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1398 COBBLESTONE DR, TROY, MI 48085-4918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Apr 19, 2019Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2019Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Feb 7, 2019Quit Claim Deed, Transfer
OTHER
Jan 9, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2024
Deed SaleMay 22, 2024
Prior SaleFeb 11, 2019 · Amount on Record
Deed Document Number202456912
Deed Book / Page59372 / 61
Prior Transfer DateFeb 4, 2019
Prior Transfer Doc0000018983
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 COBBLESTONE DR, TROY, MI 48085-4918

Mortgage

Document Number0000121134
DateNov 6, 2023
Book Page58987/530
Instrument121134
Lender
NameCOMERICA BANK
TypeBank
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061855
DateApr 19, 2019
Book Page52753/00160
Instrument61855
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 COBBLESTONE DR, TROY, MI 48085-4918

Mortgage

Document Number0000045680
DateFeb 19, 2021
Book Page55741/257
Instrument45680
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 11, 2019
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Document Number0000020136
Book / Page52569 / 00866
Map ReferenceLB 52305 PG 105-107
Instrument DateFeb 4, 2019
Instrument020136
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$5,009.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50215 SCHOENHERR RD, 50215, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 COBBLESTONE DR, TROY, MI 48085-4918

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 7, 2019
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Document Number0000018983
Book / Page052565 / 000120
Instrument DateFeb 4, 2019
Instrument18983
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 9, 2019
Property Address1398 COBBLESTONE DR, TROY, MI 48085-4918
Document Number0000005305
Book / Page052497 / 000461
Instrument DateSep 14, 2018
Instrument5305
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,326.00 (-3.85%)
2023$627,280
2022$10,739.00$313,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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