1398 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 1398 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Bank, Financial Building
Details	42,288 sqft · built 1922
Lot Size	1.29 acres (56,320 sqft)
Owner	Company Name on Record
Tax Bill	$88,108 (2024)
Flood Zone	Zone X (minimal risk)
APN	`10-24-413-014`

Property Details

APN / Parcel Number

Primary APN	`10-24-413-014`

Interior

Stories	2 Stories
Building Area	42,288 sqft Gross Area
1st Floor Area	2,700 sqft
Basement Area	2,700 sqft
Elevator	Elevator

Exterior

Year Built	Built 1922
Roof Material	Urethane Foam
Lot Area	56,320 sqft (1.29 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1398 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-5021
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	N 75.5' CITY LOT 444 & LOTS 1,2,& 3 OF STAUFENBEILS SUB & CITY LOTS 444 A, B, C; LOTS 1 & 2 OF SUB LOT 4 OF SUB S2/5 LOT 444;
Legal Subdivision	OF STAUFENBEILS SUB
Legal Lot Number	1-4,431
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3013
Census Tract	100

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1398 CENTRAL AVE, DUBUQUE, IA 52001-5021
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020
Deed Sale	Apr 17, 2020
Deed Document Number	2020-00004645
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,326,500 (-29.5%) Land $405,500 Building $1,921,000	$2,326,500 (-29.5%) Land $405,500 Building $1,921,000
2024	$88,108.00 (-21.81%)
2023		$3,300,000 (-18.06%) Land $405,500 Building $2,894,500	$3,300,000 (-18.06%) Land $405,500 Building $2,894,500
2022	$112,688.00	$4,027,190 Land $405,500 Building $3,621,690
2021			$4,027,190 Land $405,500 Building $3,621,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.