Howard County property record for 13975 Howard Rd, Dayton, MD 21036
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1981 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,048 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-391105 |
| Primary APN | 05-391105 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 150 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 391105 |
|---|---|
| Street Address | 13975 HOWARD RD |
| City | DAYTON |
| State | MD |
| Zip | 21036-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | 5.057 A 13975 HOWARD RD DAYTON |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 605104 |
13975 Howard Rd is owned and occupied by two individuals who acquired it in December 2014.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13975 HOWARD RD, DAYTON, MD 21036-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2009 |
| Deed Sale | Dec 18, 2009 |
| Prior Sale | Sep 29, 2000 |
| Deed Document Number | 20094588 |
| Deed Book / Page | 12206 / 442 |
| Last Transfer Date | Dec 24, 2014 |
| Transfer Doc | 0159920033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 13975 HOWARD RD, DAYTON, MD 21036-1026 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203380252 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 20338/252 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 13975 HOWARD RD, DAYTON, MD 21036-1026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0199320198 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 19932/198 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 13975 Howard Rd was $8,048 with a homeowner's exemption, up 3.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,048.00 (+3.31%) Homeowner's exemption | $542,367 (+3.23%) | $576,300 (+9.69%) Land $341,500 Building $234,800 |
| 2025 | $7,790.00 (+3.88%) Homeowner's exemption | $525,400 Land $311,500 Building $213,900 | $525,400 Land $311,500 Building $213,900 |
| 2024 | $7,499.00 | ||
| 2023 | $482,667 | $525,400 Land $311,500 Building $213,900 | |
| 2022 | $5,194.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13975 Howard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13975 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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