13973 Midland Rd, Poway, CA 92064 Property Records

San Diego County property record for 13973 Midland Rd, Poway, CA 92064

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,346 sqft · built 1990
Lot Size	3.23 acres (140,812 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (Oct 2021)
Tax Bill	$7,521 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`314-221-15-08`

Property Details

APN / Parcel Number

Primary APN	`314-221-15-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Material	Tile
Lot Area	140,812 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13973 MIDLAND RD
City	POWAY
State	CA
Zip	92064-4023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RC
Legal Description	LOT 1 US 8 PER DOC89-503306&UND INT IN TR 012396
Legal Subdivision	87-01R
Legal Tract	012396
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	17009

Owner

13973 Midland Rd, a condominium, is held in a trust since October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9255 N MAGNOLIA AVE, 127, SANTEE, CA 92071-3142
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 8, 2021	Grant Deed, Transfer · Conventional Mortgage PACIFIC LENDING LLC
Aug 29, 2017	Grant Deed, Transfer · Conventional Mortgage GOOGAIN
Jan 13, 2017	Quit Claim Deed, Transfer · FHA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	2021705335
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0000021272
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2026
Property Address	13973 MIDLAND RD, POWAY, CA 92064-4023
Document Number	0000200133
Instrument Date	Jul 9, 2026
Instrument	2026200133
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9255 N MAGNOLIA AVE, SANTEE, CA 92071-3100

Mortgage

Document Number	0000200133,
Date	Jul 14, 2026
Instrument	2026200133

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.52%
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	13973 MIDLAND RD, POWAY, CA 92064-4023
Document Number	0000705335
Map Reference	MAP 12396
Instrument Date	Sep 13, 2021
Instrument	2021-0705335
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	582 AVENIDA MAJORCA UNIT Q, Q, LAGUNA WOODS, CA 92637-4142

Mortgage

Document Number	0000705336
Date	Oct 8, 2021
Instrument	2021-0705336

Lender

Name	PACIFIC LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2017
Property Address	13973 MIDLAND RD, POWAY, CA 92064-4023
Document Number	0000396011
Instrument Date	Aug 1, 2017
Instrument	396011
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2284 DUNLOP ST #10 SAN DIEGO CA 921116347, 10, SAN DIEGO, CA 92111-6347

Mortgage

Document Number	396012
Date	Aug 29, 2017
Instrument	396012

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2017
Property Address	13973 MIDLAND RD, POWAY, CA 92064-4023
Document Number	0000021272
Instrument Date	Jan 4, 2017
Instrument	21272
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13973 MIDLAND RD POWAY CA 920644023, POWAY, CA 92064-4023

Mortgage

Document Number	21273,
Date	Jan 13, 2017
Instrument	21273

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Mortgage

Document Number	21094,
Date	Jan 13, 2017
Instrument	21094

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13973 Midland Rd was $7,521.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,104 (+2%) Land $335,666 Building $335,438
2025	$7,521.00	$657,946 Land $329,085 Building $328,861
2023	$7,171.00 (+1.67%)	$632,399 Land $316,307 Building $316,092
2022	$7,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13973 Midland Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13973 Midland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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