13971 State Hwy M, Wright City, MO 63390 Property Records

Warren County property record for 13971 State Hwy M, Wright City, MO 63390

Property Summary

Property Type	Rural Home
Details	2 ba · 2,108 sqft · built 1993
Lot Size	5.75 acres (250,470 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2016)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33.0-0-00-005.001.000`

Property Details

APN / Parcel Number

Primary APN	`04-33.0-0-00-005.001.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Living Area
Basement Area	2,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	250,470 sqft (5.75 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Patio Area	425 sqft
Lean-To	480 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13971 STATE HIGHWAY M
City	WRIGHT CITY
State	MO
Zip	63390-4365
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 33 TWP 47 RNG 1 PT NW
Legal Range	01W
Legal Township	47N
Legal Section	33
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2070
Census Tract	820109

Owner

13971 State Hwy M, a rural home, is owned and occupied by an individual who bought it in September 2016.

Source: Warren County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	13971 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2016 · Amount on File
Deed Sale	Sep 12, 2016 · Amount on File
Deed Document Number	20164905
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Recording Date	Aug 4, 2026
Property Address	13971 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4365
Document Number	0000004989
Instrument Date	Jul 23, 2026
Instrument	20264989
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13971 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4365

Mortgage

Document Number	0000004989,
Date	Aug 4, 2026
Instrument	20264989

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	13971 STATE HIGHWAY M, WRIGHT CITY, MO 63390-4365
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109833
Date	Nov 15, 2021
Instrument	202109833

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13971 State Hwy M was $2,259.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00	$36,007 (+12.6%) Land $2,444 Building $33,563	$192,510 Land $13,570 Building $178,940
2024	$2,259.00 (+14.84%)	$31,978 (-) Land $2,190 Building $29,788
2023	$1,967.00 (+7.72%)	$31,978 (+7.74%) Land $2,190 Building $29,788	$171,306 Land $12,234 Building $159,072
2022	$1,826.00	$29,682 Land $2,045 Building $27,637
2021			$159,220 Land $11,470 Building $147,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13971 State Hwy M in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13971 State Hwy M is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed, Spectrum.

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