13971 Packard Ter, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 13971 Packard Ter, Delray Beach, FL 33484

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,512 sqft · built 1980
Lot Size	0.198 acres (8,642 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2024)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-10-02-007-0240`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-10-02-007-0240`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,512 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1980
Construction Type	Concrete Block
Lot Area	8,642 sqft (0.198 acres)
Garage Area	390 sqft
Porch	Finished/Screened Porch
Porch Area	162 sqft

Location & Zoning

Street Address	13971 PACKARD TER
City	DELRAY BEACH
State	FL
Zip	33484-1543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Legal Description	DELRAY VILLAS PL 4 LT 24 BLK 7
Legal Range	42E
Legal Township	46S
Legal Section	10
Legal Subdivision	DELRAY VILLAS PL 4
Legal Block	7
Legal Lot Number	24
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1012
Census Tract	5959

Owner

13971 Packard Ter, a townhouse, is owned and occupied by an individual who bought it in September 2024.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	13971 PACKARD TER, DELRAY BEACH, FL 33484-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage NP INC
Mar 20, 2019	Warranty Deed, Transfer · FHA Mortgage US MTG/FL

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Document Number	20240321709
Deed Book / Page	35274 / 894
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	13971 PACKARD TER, DELRAY BEACH, FL 33484-1543
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13971 PACKARD TER, DELRAY BEACH, FL 33484-1543

Mortgage

Document Number	0330260335
Date	Nov 4, 2021
Book Page	33026/335
Instrument	20210509553

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	13971 PACKARD TER, DELRAY BEACH, FL 33484-1543
Document Number	0312571089
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2020
Title Company	INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13971 PACKARD TER BOYNTON BEACH FL 33436, BOYNTON BEACH, FL 33436

Mortgage

Document Number	0312571089
Date	Feb 28, 2020
Book Page	031257/001089
Instrument	78563

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 20, 2019
Property Address	13971 PACKARD TER, DELRAY BEACH, FL 33484-1543
Document Number	0304851032
Book / Page	030485 / 001032
Instrument Date	Mar 13, 2019
Instrument	96268
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TITLE INS AGCY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13971 PACKARD TER DELRAY BEACH FL 334841543, DELRAY BEACH, FL 33484-1543

Mortgage

Document Number	304851037
Date	Mar 20, 2019
Book Page	030485/001037
Instrument	96269

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13971 Packard Ter was $4,485.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,485.00	$252,663 Building $252,663	$252,663 Building $252,663
2023	$2,592.00 (-1.41%) Homeowner's exemption Widower's exemption	$181,756 (+3%)	$253,112 (+11.12%) Building $253,112
2022	$2,629.00 Homeowner's exemption Widower's exemption	$176,462	$227,792 Building $227,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13971 Packard Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13971 Packard Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Breezeline Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

Nearby Properties on Packard Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures