San Diego County property record for 13970 Misty Oak Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,256 sqft · built 1985 |
| Lot Size | 4.98 acres (217,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Sep 2026) |
| Tax Bill | $12,200 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-180-80-00 |
| Primary APN | 188-180-80-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,256 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Lot Area | 217,364 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13970 MISTY OAK RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 3 TR PM10661 |
| Legal Subdivision | P10661 |
| Legal Tract | 10661 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19103 |
13970 Misty Oak Rd is owned and occupied by two individuals who bought it in September 2026.
Source: San Diego County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13970 MISTY OAK RD, VALLEY CENTER, CA 92082-5812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Oct 30, 2024 · Amount on File |
| Deed Document Number | 2026267115 |
| Prior Transfer Date | May 19, 2004 |
| Prior Transfer Doc | 0000482832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2026 |
| Property Address | 13970 MISTY OAK RD, VALLEY CENTER, CA 92082-5812 |
| Document Number | 0000267115 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026267115 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13970 MISTY OAK RD, VALLEY CENTER, CA 92082-5812 |
| Document Number | 0000267116, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 2026267116 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13970 MISTY OAK RD, VALLEY CENTER, CA 92082-5812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13970 MISTY OAK RD, VALLEY CENTER, CA 92082-5812 |
| Document Number | 0000049187 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-0049187 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 13970 Misty Oak Rd was $12,200.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,128,120 (+2%) Land $612,000 Building $516,120 | |
| 2025 | $12,200.00 | $1,106,000 Land $600,000 Building $506,000 |
| 2023 | $6,948.00 (+1.73%) Homeowner's exemption | $620,775 Land $326,725 Building $294,050 |
| 2022 | $6,830.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13970 Misty Oak Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13970 Misty Oak Rd is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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