13970 Joyce Dr, Largo, FL 33774 Property Records

Pinellas County property record for 13970 Joyce Dr, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,552 sqft · built 1971
Lot Size	0.248 acres (10,794 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Jan 2001)
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0421-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0421-6`
Alternative APNs	`18-30-15-39955-000-0640` `301518399550000640` `R191003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,552 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,794 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191003
Street Address	13970 JOYCE DR
City	LARGO
State	FL
Zip	33774-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HILLCREST MANOR 2ND ADD LOT 64
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	HILLCREST MANOR 2ND ADD
Legal Tract	39955
Legal Lot Number	64
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2002
Census Tract	25119

Owner

13970 Joyce Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13970 JOYCE DR, LARGO, FL 33774-4003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer MASTERPIECE TITLE
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO
Mar 30, 2017	Quit Claim Deed, Transfer FIRST TITLE SOURCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2001 · Amount on File
Deed Sale	Jan 25, 2001 · Amount on File
Prior Sale	Jul 3, 2000 · Amount on File
Deed Book / Page	11201 / 781
Last Transfer Date	Oct 21, 2021
Transfer Doc	0217741810
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 22, 2021
Property Address	13970 JOYCE DR, LARGO, FL 33774-4003
Document Number	0217741810
Book / Page	21774 / 1810
Map Reference	MB 66 PG 12
Instrument Date	Oct 21, 2021
Instrument	2021347093
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	MASTERPIECE TITLE

Transaction

Amount	Amount on Record
Tax	$2,877.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 CHESTNUT FLATS LN, 191, WAYNESVILLE, NC 28786-6165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13970 JOYCE DR, LARGO, FL 33774-4003

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13970 JOYCE DR, LARGO, FL 33774-4003
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196011600
Date	Apr 24, 2017
Book Page	19601/1600
Instrument	2017125497

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 30, 2017
Property Address	13970 JOYCE DR, LARGO, FL 33774-4003
Document Number	0195712111
Book / Page	019571 / 002111
Instrument Date	Mar 30, 2017
Instrument	98553
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST TITLE SOURCE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12844 80TH AVE SEMINOLE FL 337763625, SEMINOLE, FL 33776-3625

Tax Assessment & Valuation

The 2025 property tax bill for 13970 Joyce Dr was $7,010 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,010.00 (+5.46%) Homeowner's exemption	$425,159	$447,820 Land $203,494 Building $244,326
2024	$6,647.00 (+2.66%)
2023	$6,475.00 (+6.34%) Homeowner's exemption	$401,143 (+3%)	$446,844 (+14.73%) Land $255,293 Building $191,551
2022	$6,089.00 Homeowner's exemption	$389,459	$389,459 Land $242,302 Building $147,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13970 Joyce Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13970 Joyce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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