1397 Temple St, Clearwater, FL 33756 Property Records

Pinellas County property record for 1397 Temple St, Clearwater, FL 33756

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 1963
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Owner Names on File
Last Sale	$168,000 (Jul 2003)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Apr 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-3565-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-3565-7`
Alternative APNs	`22-29-15-12024-020-0020` `152922120240200020` `R237122`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Heated Area
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	99 ft deep x 98 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	275 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R237122
Old Parcel Number	152922120240200020
Street Address	1397 TEMPLE ST
City	CLEARWATER
State	FL
Zip	33756-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHILL UNIT 7 BLK T, LOT 2 LESS W'LY 25 FT AND THAT PART LOTS 847 & 848 ELDORADO SUB DESC AS BEG NE COR SAID LOT 2 RUN E
Legal Range	15
Legal Township	29
Legal Section	22
Legal Subdivision	BROOKHILL UNIT 7
Legal Block	T
Legal Lot Number	2 848
Legal Unit	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1011
Census Tract	25501

Owner

The current owner of 1397 Temple St bought it in July 2003.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1397 TEMPLE ST, CLEARWATER, FL 33756-2371
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2003 · Amount on File
Deed Sale	Jul 18, 2003 · Amount on File
Deed Document Number	0012910452
Deed Book / Page	12910 / 452
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1397 TEMPLE ST, CLEARWATER, FL 33756-2371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195840521
Date	Apr 10, 2017
Book Page	19584/0521
Instrument	2017109528

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1397 Temple St was $1,088 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 Homeowner's exemption	$98,615	$327,254 Land $136,016 Building $191,238
2023	$978.00 (+5.05%) Homeowner's exemption	$93,045 (+3%)	$253,603 (+9.5%) Land $151,929 Building $101,674
2022	$931.00 Homeowner's exemption	$90,335	$231,608 Land $151,684 Building $79,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1397 Temple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1397 Temple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20