Harris County property record for 1397 Studer St, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 2006 |
| Lot Size | 0.062 acres (2,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $551,950 (Apr 2024) |
| Tax Bill | $5,838 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-579-001-0039 |
| Primary APN | 127-579-001-0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 678 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 2,716 sqft (0.062 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1275790010039 |
|---|---|
| Street Address | 1397 STUDER ST |
| City | HOUSTON |
| State | TX |
| Zip | 77007-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 39 BLK 1 MEMORIAL PARK VILLAGE TWO PAR R/P |
| Legal Subdivision | MEMORIAL PARK VILLAGE TWO PAR R/P |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 510602 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1397 STUDER ST, HOUSTON, TX 77007-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Dec 21, 2020 | Warranty Deed, Transfer UNITED WHOLESALE MTG |
| Dec 21, 2020 | Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 2024137855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1397 STUDER ST, HOUSTON, TX 77007-3236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13122 SYCAMORE HEIGHTS ST, HOUSTON, TX 77065-3219 |
| Document Number | 0000137856 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024-137856 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 21, 2020 |
| Property Address | 1397 STUDER ST, HOUSTON, TX 77007-3236 |
| Document Number | 0000627230 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 627230 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1397 STUDER ST HOUSTON TX 770073236, HOUSTON, TX 77007-3236 |
| Document Number | 627231 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 627231 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 21, 2020 |
| Property Address | 1397 STUDER ST, HOUSTON, TX 77007-3236 |
| Document Number | 2020627230 |
| Map Reference | MF 600294 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020-627230 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 STUDER ST, HOUSTON, TX 77007-3236 |
| Document Number | 2020627231 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-627231 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 (-10.87%) Homeowner's exemption | $415,000 (-2.91%) Land $221,680 Building $193,320 | $415,000 (-2.91%) Land $221,680 Building $193,320 |
| 2024 | $6,550.00 (+8.57%) | ||
| 2023 | $427,435 Land $221,680 Building $205,755 | $427,435 Land $221,680 Building $205,755 | |
| 2022 | $6,033.00 (-5.08%) | ||
| 2020 | $6,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 5 (2015–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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