1397 S River Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 1397 S River Rd, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1910
Lot Size	1.2 acres (52,533 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jan 2024)
Tax Bill	$542 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`7414.02.98.4777000`

Property Details

APN / Parcel Number

Primary APN	`7414.02.98.4777000`
Alternative APNs	`551812` `70096`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Heated Area
Gross Area	1,088 sqft
1st Floor Area	832 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	52,533 sqft (1.2 acres)
Lot Dimensions	120 ft deep x 258 ft wide
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70096
Street Address	1397 S RIVER RD
City	BEAUFORT
State	NC
Zip	28516-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SOUTH RIVER RD
Legal Block	98
Jurisdiction	CARTERET NC
Township / Civil Division	MERRIMON
Census Block Group	2
Census Block	2026
Census Tract	970102

Owner

1397 S River Rd is owned and occupied by an individual who bought it in January 2024.

Source: Carteret County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 9, 2021	Intrafamily Transfer, Transfer
Apr 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Deed Document Number	20241818259
Deed Book / Page	1818 / 259
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	0016690052
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 26, 2024
Property Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648
Document Number	0018180259
Book / Page	1818 / 259
Instrument Date	Dec 13, 2023
Instrument	1818259
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648

Mortgage

Document Number	0001818260
Date	Jan 26, 2024
Instrument	1818260

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Sep 9, 2021
Property Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648
Document Number	0017370454
Book / Page	1737 / 454
Instrument Date	Sep 9, 2021
Instrument	1737454
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 POLLOCK ST, BEAUFORT, NC 28516-2212

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 14, 2020
Property Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648
Document Number	0016690052
Book / Page	001669 / 000052
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1397 S RIVER RD BEAUFORT NC 285166648, BEAUFORT, NC 28516-6648

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 14, 2020
Property Address	1397 S RIVER RD, BEAUFORT, NC 28516-6648
Document Number	0016690051
Book / Page	001669 / 000051
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1397 S RIVER RD BEAUFORT NC 285166648, BEAUFORT, NC 28516-6648

Tax Assessment & Valuation

The 2025 property tax bill for 1397 S River Rd was $542.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,705 (-1.7%) Land $30,270 Building $96,435	$126,705 (-1.7%) Land $30,270 Building $96,435
2025	$542.00	$128,900 Land $32,465 Building $96,435	$128,900 Land $32,465 Building $96,435
2023		$55,085 Land $34,439 Building $20,646	$55,085 Land $34,439 Building $20,646
2022	$452.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1397 S River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	402 (1996–2023)
Claims Outside the SFHA	12 of 402
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 136 claims Hurricane Irene, Aug 2011 · 97 claims Hurricane Isabel, Sep 2003 · 102 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1397 S River Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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