1397 Onondaga Rd, Holt, MI 48842 Property Records

Ingham County property record for 1397 Onondaga Rd, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2026)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-29-226-017`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-29-226-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	1,524 sqft Living Area
Gross Area	1,525 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	80 sqft
Patio Area	88 sqft
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1397 ONONDAGA RD
City	HOLT
State	MI
Zip	48842-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(D 29-10) BEG 80 RODS S OF NE COR OF SEC, TH W 20 RODS, TH N 8 RODS, TH E 20 RDS, TH S 8 RODS TO BEG, NE 1/4 OF SEC 29 T3NR2W - 1 A
Legal Range	02W
Legal Township	03N
Legal Section	29
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1017
Census Tract	5501

Owner

1397 Onondaga Rd is owned and occupied by an individual who bought it in October 2026.

Source: Ingham County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	441 HIGHLAND ST, WILLIAMSTON, MI 48895-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Sep 13, 2022	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	202626680
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Oct 5, 2026
Property Address	1397 ONONDAGA RD, HOLT, MI 48842-8642
Document Number	0000026680
Instrument Date	Sep 25, 2026
Instrument	202626680
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	TITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 HIGHLAND ST, WILLIAMSTON, MI 48895-1132

Mortgage

Document Number	0000026494,
Date	Oct 5, 2026
Instrument	202626494

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Oct 1, 2026
Property Address	1397 ONONDAGA RD, HOLT, MI 48842-8642
Document Number	0000026494
Instrument Date	Sep 25, 2026
Instrument	202626494
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 HIGHLAND ST, WILLIAMSTON, MI 48895-1132

Mortgage

Document Number	0000026494,
Date	Oct 1, 2026
Instrument	202626494

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Sep 13, 2022
Property Address	1397 ONONDAGA RD, HOLT, MI 48842-8642
Document Number	0000033898
Instrument Date	Aug 29, 2022
Instrument	2022-033898
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1397 ONONDAGA RD, 1397, HOLT, MI 48842-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 STATE ST, EATON RAPIDS, MI 48827-1544

Mortgage

Document Number	0000033899
Date	Sep 13, 2022
Instrument	2022-033899

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Mar 1, 2017
Property Address	1397 ONONDAGA RD, HOLT, MI 48842-8642
Document Number	0000007333
Instrument Date	Feb 22, 2017
Instrument	2017-007333
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1397 ONONDAGA RD, 1397, HOLT, MI 48842-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 ONONDAGA RD, HOLT, MI 48842-8642

Mortgage

Document Number	0000007334
Date	Mar 1, 2017
Instrument	2017-007334

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1397 Onondaga Rd was $5,078 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,600 (+9.39%) Land $14,400 Building $117,200	$263,200 (+9.39%) Land $28,800 Building $234,400
2025	$5,078.00 Homeowner's exemption	$120,300 Land $11,200 Building $109,100	$240,600 Land $22,400 Building $218,200
2023		$90,400 Land $11,200 Building $79,200	$180,800 Land $22,400 Building $158,400
2022	$3,563.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1397 Onondaga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1397 Onondaga Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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