Hernando County property record for 1397 Matthew Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,419 sqft · built 2002 |
| Lot Size | 1 acres (43,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Feb 2021) |
| Tax Bill | $6,531 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5120-0718-0100 |
| Primary APN | R32-323-17-5120-0718-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,419 sqft Living Area |
| Gross Area | 3,471 sqft |
| 1st Floor Area | 2,419 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,750 sqft (1 acres) |
| Lot Dimensions | 250 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,340 sqft |
| Deck Area | 112 sqft |
| Patio Area | 454 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00515044 |
|---|---|
| Street Address | 1397 MATTHEW AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-6151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 12 BLK 718 LOT 10 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 12 |
| Legal Block | 718 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 40906 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Feb 4, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on Record |
| Deed Sale | Feb 4, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2001 · Amount on Record |
| Deed Document Number | 20217700 |
| Deed Book / Page | 3948 / 887 |
| Prior Transfer Date | Feb 5, 2020 |
| Prior Transfer Doc | 0038060686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 0041330811 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 4133/811 |
| Instrument | 2022015454 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 0039480887 |
| Book / Page | 3948 / 887 |
| Map Reference | MB 8 PG 74-83 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021007700 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SECURITY TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,282.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14780 SOAPSTONE DR APT 301, 14780, GAINESVILLE, VA 20155-1897 |
| Name | Verified Name |
|---|---|
| Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 3948889 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 3948/889 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 13, 2020 |
| Property Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 0038060686 |
| Book / Page | 3806 / 686 |
| Map Reference | MB 8 PG 74 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020009498 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 38060689 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 3806/0689 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 0036650271 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1397 MATTHEW AVE SPRING HILL FL 346096151, SPRING HILL, FL 34609-6151 |
| Document Number | 0036650271 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 003665/000271 |
| Instrument | 5415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1397 MATTHEW AVE, SPRING HILL, FL 34609-6151 |
| Document Number | 0035241535 |
| Book / Page | 003524 / 001535 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1397 MATTHEW AVE SPRING HILL FL 346096151, SPRING HILL, FL 34609-6151 |
| Document Number | 0035241535 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 003524/001535 |
| Instrument | 63918 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,531.00 (+12.12%) Homeowner's exemption | $448,472 (+5.99%) | $458,194 (-0.07%) Land $96,250 Building $361,944 |
| 2023 | $423,139 (+3%) Land $76,076 Building $347,063 | ||
| 2022 | $5,825.00 Homeowner's exemption | $410,815 Land $56,875 Building $353,940 | $458,509 Land $87,500 Building $371,009 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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