1397 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1397 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	2 ba · 2,704 sqft · built 1997
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on Record
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-33-100-090.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-33-100-090.000-027`
Alternative APN	`00001025678`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,704 sqft Living Area
1st Floor Area	2,704 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	370,260 sqft (8.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft
Lean-To	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001025678
Street Address	1397 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7428
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E 1/2 NE S33 T10 R3 8.50A *RETIRED TITLE*
Legal Range	3
Legal Township	10
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	955900

Owner

Source: Owen County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1397 FREEMAN RD, SPENCER, IN 47460-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026
Deed Sale	Aug 3, 2026
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2026244500
Prior Transfer Date	Jul 29, 2026
Prior Transfer Doc	0000244500
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Aug 3, 2026
Property Address	1397 FREEMAN RD, SPENCER, IN 47460-7428
Document Number	0000244500
Instrument Date	Jul 29, 2026
Instrument	2026244500
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 FREEMAN RD, SPENCER, IN 47460-7428

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1397 FREEMAN RD, SPENCER, IN 47460-7428
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225318
Date	Jun 21, 2021
Instrument	225318

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Nov 25, 2019
Property Address	1397 FREEMAN RD, SPENCER, IN 47460-7428
Document Number	0000218609
Instrument Date	Nov 18, 2019
Instrument	218609
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 FREEMAN RD, SPENCER, IN 47460-7428

Mortgage

Document Number	0000218610
Date	Nov 25, 2019
Instrument	218610

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00 (-8.47%) Homeowner's exemption	$200,800 (+15.6%) Land $32,500 Building $168,300	$200,800 (+15.6%) Land $32,500 Building $168,300
2024	$1,251.00 (-0.56%)
2023	$1,258.00 (-2.48%)	$173,700 Land $27,200 Building $146,500	$173,700 Land $27,200 Building $146,500
2022	$1,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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