Harrison County property record for 1397 FM 2198, Karnack, TX 75661
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $423 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R000024243 |
| Primary APN | R000024243 |
|---|---|
| Alternative APNs |
|
| Lot Area | 119,790 sqft (2.75 acres) |
|---|
| Account Number | R000024243 |
|---|---|
| Street Address | 1397 FM 2198 |
| City | KARNACK |
| State | TX |
| Zip | 75661-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 2.750 ABST: 302 O HENDRICK V |
| Jurisdiction | HARRISON TX |
| Township / Civil Division | WASKOM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20105 |
1397 FM 2198, a rural home, is owned by two individuals.
Source: Harrison County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10111 SWIRLING WINDS DR, HOUSTON, TX 77086-2811 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1397 FM 2198 was $423, up 61.5% from the year before.
Source: Harrison County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harrison County |
| Unified School District | Karnack Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $423.00 (+61.45%) | $41,170 Land $41,170 |
| 2024 | $262.00 (-24.28%) | |
| 2023 | $346.00 | $36,300 Land $36,300 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1397 FM 2198 in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 26 (2016–2024) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1397 FM 2198 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO LAKE WSC serves 1,230 people · EPA ID TX1020019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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