1397 Fairmount Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1397 Fairmount Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,012 sqft · built 1922
Lot Size	0.178 acres (7,740 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jun 2022)
Tax Bill	$8,996 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-34-0013`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-34-0013`
Alternative APNs	`8416764` `351395`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	976 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,740 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	351395
Street Address	1397 FAIRMOUNT AVE
City	SAINT PAUL
State	MN
Zip	55105-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEN E. LANES HOMESITES,PLAT 2 LOT 15 BLK 1
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	DEN E. LANES HOMESITES,PLAT 2
Legal Block	1
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	35200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1397 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20224949362
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 1, 2022
Property Address	1397 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2302
Document Number	0A04949362
Instrument Date	May 27, 2022
Instrument	A04949362
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,013.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2302

Mortgage

Document Number	0A04949363
Date	Jun 1, 2022
Instrument	A04949363

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1397 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2302
Document Number	0004856831
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1397 FAIRMOUNT AVE ST PAUL MN 551052302, ST PAUL, MN 55105-2302

Mortgage

Document Number	0004856831
Date	Jan 12, 2021
Instrument	4856831

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 14, 2020
Property Address	1397 FAIRMOUNT AVE, SAINT PAUL, MN 55105-2302
Document Number	0004792622
Instrument Date	Dec 6, 2019
Instrument	4792622
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1397 FAIRMOUNT AVE ST PAUL MN 551052302, ST PAUL, MN 55105-2302

Mortgage

Document Number	4792623
Date	Jan 14, 2020
Instrument	4792623

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,800 (+7.31%) Land $174,600 Building $374,200	$548,800 (+7.31%) Land $174,600 Building $374,200
2025	$8,996.00 (+13.99%)
2023	$7,892.00	$511,400 Land $174,600 Building $336,800	$511,400 Land $174,600 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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