Bay County property record for 1397 E Prevo Rd, Linwood, MI 48634
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,316 sqft · built 1956 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Nov 2018) |
| Tax Bill | $1,610 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-021-400-025-00 |
| Primary APN | 040-021-400-025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 172 ft deep x 130 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1397 E PREVO RD |
|---|---|
| City | LINWOOD |
| State | MI |
| Zip | 48634-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 130 FT OF S 205 FT OF SE 1/4 OF SE 1/4 SEC 21 T16N R4E |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 21 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 286200 |
1397 E Prevo Rd is owned and occupied by an individual who bought it in November 2018.
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1397 E PREVO RD, LINWOOD, MI 48634-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit JOLT CREDIT UNION |
| Nov 13, 2018 | Warranty Deed, Transfer ACADEMY MTG |
| Dec 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | Sep 28, 2001 · Amount on File |
| Deed Document Number | 201815470 |
| Prior Transfer Date | Dec 1, 2017 |
| Prior Transfer Doc | 0032520376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1397 E PREVO RD, LINWOOD, MI 48634-9455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1397 E PREVO RD, LINWOOD, MI 48634-9455 |
| Document Number | 0000007180 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 202307180 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Nov 13, 2018 |
| Property Address | 1397 E PREVO RD, LINWOOD, MI 48634-9455 |
| Document Number | 0000015470 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 15470 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 NIAGARA ST BAY CITY MI 487065354, BAY CITY, MI 48706-5354 |
| Document Number | 15471 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 15471 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 1, 2017 |
| Property Address | 1397 E PREVO RD, LINWOOD, MI 48634-9455 |
| Document Number | 0032520376 |
| Book / Page | 003252 / 000376 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 E PREVO RD LINWOOD MI 486349455, LINWOOD, MI 48634-9455 |
The 2026 property tax bill for 1397 E Prevo Rd was $1,610 with a homeowner's exemption, up 229.2% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,610.00 (+229.24%) Homeowner's exemption | $70,200 (+5.25%) | $140,400 (+5.25%) |
| 2025 | $489.00 Homeowner's exemption | $66,700 | $133,400 |
| 2023 | $51,500 | $103,000 | |
| 2022 | $1,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1397 E Prevo Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1397 E Prevo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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