1397 Dylan Cir, Henderson, KY 42420 Property Records

Henderson County property record for 1397 Dylan Cir, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,700 sqft · built 2002
Lot Size	0.429 acres (18,720 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Jul 2018)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64I-36`

Property Details

APN / Parcel Number

Primary APN	`64I-36`
Alternative APN	`44134`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,700 sqft Finished Area
Basement Area	1,328 sqft

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,720 sqft (0.429 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44134
Street Address	1397 DYLAN CIR
City	HENDERSON
State	KY
Zip	42420-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	WOLF HILLS
Legal Block	1
Legal Lot Number	36
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	4
Census Block	4018
Census Tract	20701

Owner

1397 Dylan Cir is owned and occupied by an individual who bought it in July 2018.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1397 DYLAN CIR, HENDERSON, KY 42420-5339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit LIBERTY FCU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Jul 26, 2018	Deed, Transfer · Commercial Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Document Number	2018008075
Deed Book / Page	RE 0632 / 170
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1397 DYLAN CIR, HENDERSON, KY 42420-5339
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1428/880
Date	Oct 3, 2023
Book Page	MT1428/880
Instrument	2023009039

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1397 DYLAN CIR, HENDERSON, KY 42420-5339
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1354/725
Date	May 12, 2021
Book Page	MT 1354/725
Instrument	2021005481

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1397 DYLAN CIR, HENDERSON, KY 42420-5339
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1267/627
Date	Jul 26, 2018
Book Page	MT 1267/627
Instrument	2018008077

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 26, 2018
Property Address	1397 DYLAN CIR, HENDERSON, KY 42420-5339
Document Number	RE0632/170
Book / Page	RE 0632 / 170
Map Reference	MB 7 PG 67
Instrument Date	Jun 22, 2018
Instrument	2018008075
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1397 DYLAN CIR, 1397, HENDERSON, KY 42420-5339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 STATE ROUTE 2090, CLAY, KY 42404-7301

Mortgage

Document Number	2018008076
Date	Jul 26, 2018
Instrument	2018008076

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1397 Dylan Cir was $3,382 with a homeowner's exemption.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 Homeowner's exemption	$305,000	$305,000
2023	$3,409.00 (+7.98%) Homeowner's exemption	$305,000 (+7.02%)	$305,000 (+7.02%)
2022	$3,157.00 Homeowner's exemption	$285,000	$285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1397 Dylan Cir in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1997–2019)
Claims Outside the SFHA	1 of 43
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1397 Dylan Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Watch TV.

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