1397 Cramner St, Lafayette, OR 97127 Property Records

Yamhill County property record for 1397 Cramner St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,246 sqft · built 2002
Lot Size	0.135 acres (5,868 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Jan 2021)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00151`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00151`
Alternative APNs	`001519352` `519352`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	1,262 sqft
2nd Floor Area	984 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,868 sqft (0.135 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1397 CRAMNER ST
City	LAFAYETTE
State	OR
Zip	97127-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 29 IN LAFAYETTE PLANTATION
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE PLANTATION
Legal Lot Number	29
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4000
Census Tract	30304

Owner

1397 Cramner St is owned and occupied by two individuals who bought it in January 2021.

Source: Yamhill County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Feb 28, 2007
Deed Document Number	2021515
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113

Mortgage

Document Number	0000000934
Date	Feb 6, 2024
Instrument	202400934

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Feb 1, 2051

Interest

Change Frequency	4 Years

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113

Mortgage

Document Number	0000010284
Date	Nov 9, 2023
Instrument	202310284

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Feb 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113

Mortgage

Document Number	0000000761
Date	Jan 27, 2023
Instrument	202300761

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015896
Date	Oct 2, 2017
Instrument	201715896

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Jan 11, 2021
Property Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Document Number	0000000515
Instrument Date	Dec 31, 2020
Instrument	202100515
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1397 CRAMNER ST, LAFAYETTE, OR 97127-6113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000516
Date	Jan 11, 2021
Instrument	202100516

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1397 Cramner St was $3,597, up 2.7% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+2.68%)	$245,556 (+3%)	$491,592 (-3.41%) Land $178,792 Building $312,800
2024	$3,503.00 (+2.73%)	$238,404 (+3%)	$508,925 (-1.89%) Land $173,668 Building $335,257
2023	$3,410.00 (+2%)	$231,460 (+3%)	$518,727 (+6.4%) Land $171,072 Building $347,655
2022	$3,343.00	$224,718	$487,518 Land $165,032 Building $322,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1397 Cramner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1397 Cramner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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