Linn County property record for 1397 Bertram St, Cedar Rapids, IA 52403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1958 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (Jul 2026) |
| Tax Bill | $3,822 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15341-26002-00000 |
| Primary APN | 15341-26002-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 848 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 640 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1397 BERTRAM ST |
|---|---|
| City | CEDAR RAPIDS |
| State | IA |
| Zip | 52403-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 8RDS W 20RDS NW NE EX RD |
| Legal Range | 06 |
| Legal Township | 83 |
| Legal Section | 34 |
| Jurisdiction | LINN IA |
| Township / Civil Division | BERTRAM |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10500 |
Source: Linn County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION |
| May 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE NETWORK INC |
| Jan 26, 2022 | Warranty Deed, Transfer · Line of Credit HERITAGE SOUTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | May 20, 2024 · Amount on Record |
| Deed Document Number | 202621970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Jul 29, 2026 |
| Property Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Document Number | 0000021970 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202621970 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,309.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Document Number | 0000021971, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202621971 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 JEFFERSON ST, NORTH LIBERTY, IA 52317-9051 |
| Document Number | 1152142967 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 11521/42967 |
| Name | RESIDENTIAL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | IOWA CITY, IA 52245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Jan 26, 2022 |
| Property Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Document Number | 1127200310 |
| Book / Page | 11272 / 310 |
| Instrument Date | Jan 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1397 BERTRAM ST, CEDAR RAPIDS, IA 52403-9001 |
| Document Number | 0011272312 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 11272/312 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2052 |
| Document Number | 1127200322 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 11272/322 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | MARION, IA 52302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 26, 2027 |
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bertram City |
| County | Linn County |
| Unified School District | Mount Vernon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,900 (-) Land $45,000 Building $213,900 | $258,900 (-) Land $45,000 Building $213,900 | |
| 2025 | $3,822.00 (+15.54%) | $258,900 (+2.9%) Land $45,000 Building $213,900 | $258,900 (+2.9%) Land $45,000 Building $213,900 |
| 2024 | $3,308.00 (+19.42%) | ||
| 2023 | $251,600 Land $45,000 Building $206,600 | $251,600 Land $45,000 Building $206,600 | |
| 2022 | $2,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (2008–2016) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 69% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERTRAM WATER SUPPLY serves 75 people · EPA ID IA5710001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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