13962 Siena Loop, Lakewood Ranch (Bradenton), FL 34202 Property Records

Manatee County property record for 13962 Siena Loop, Lakewood Ranch, FL 34202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,458 sqft · built 2005
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,085,000 (Apr 2022)
Tax Bill	$16,314 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5885-0195-9`

Property Details

APN / Parcel Number

Primary APN	`5885-0195-9`
Alternative APNs	`351928588501959` `0588501959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,458 sqft Living Area
Gross Area	3,365 sqft
1st Floor Area	2,458 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,126 sqft (0.21 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Pool Area	169 sqft
Porch	Screened Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0588501959
Street Address	13962 SIENA LOOP
City	LAKEWOOD RANCH
State	FL
Zip	34202-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 39 BLK A LAKEWOOD RANCH COUNTRY CLUB VILLAGE SUBPHASE R A/K/A SIENA AND SUBPHASE S A/K/A MIZNER RESERVE PI#5885.0195/9
Legal Range	19E
Legal Township	35S
Legal Section	28
Legal Subdivision	LAKEWOOD RANCH COUNTRY CLUB VLG R&S
Legal Tract	00588500
Legal Block	A
Legal Lot Number	39
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3000
Census Tract	2016

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13962 SIENA LOOP, LAKEWOOD RANCH, FL 34202-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit RBC BANK (GEORGIA) NA
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Mar 4, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	202253559
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	13962 SIENA LOOP, LAKEWOOD RANCH, FL 34202-2443
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUNNEYDENE CRES, CANADA XX

Mortgage

Document Number	0041095179
Date	Jul 25, 2022
Instrument	202241095179

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 21, 2022
Property Address	13962 SIENA LOOP, LAKEWOOD RANCH, FL 34202-2443
Document Number	0041053559
Map Reference	MB 39 PG 134-145
Instrument Date	Apr 18, 2022
Instrument	202241053559
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 MISSION VALLEY BLVD, 1210, NOKOMIS, FL 34275-1672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 SUNNYDENE CRES, TORONTO XX

Mortgage

Document Number	0041053560
Date	Apr 21, 2022
Instrument	202241053560

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 4, 2022
Property Address	13962 SIENA LOOP, LAKEWOOD RANCH, FL 34202-2443
Document Number	0041030430
Map Reference	MB 39 PG 134-145
Instrument Date	Mar 1, 2022
Instrument	202241030430
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,604.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 DURNESS CT, 183, VALPARAISO, IN 46385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 MISSION VALLEY BLVD, NOKOMIS, FL 34275-1672

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 3, 2018
Property Address	13962 SIENA LOOP, LAKEWOOD RANCH, FL 34202-2443
Document Number	0027503980
Book / Page	002750 / 003980
Instrument Date	Oct 1, 2018
Instrument	41100626
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	283 DUMESS CT VALPARAISO IN 46385, VALPARAISO, IN 46385

Mortgage

Document Number	27503982
Date	Oct 3, 2018
Book Page	002750/003982
Instrument	41100627

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2033

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$875,194 (-1.05%) Land $96,900 Building $778,294	$875,194 (-1.05%) Land $96,900 Building $778,294
2025		$884,500 (-1.04%) Land $96,900 Building $787,600	$884,500 (-1.04%) Land $96,900 Building $787,600
2024	$16,314.00 (-0.24%)	$893,814 (-0.18%) Land $96,900 Building $796,914	$893,814 (-0.18%) Land $96,900 Building $796,914
2023	$16,354.00 (+45.37%)	$895,464 (+46.6%) Land $96,900 Building $798,564	$895,464 (+46.6%) Land $96,900 Building $798,564
2022	$11,250.00	$610,827 Land $95,000 Building $515,827	$610,827 Land $95,000 Building $515,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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