13960 Lake Poway Rd, Poway, CA 92064 Property Records

San Diego County property record for 13960 Lake Poway Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,148 sqft · built 1987
Lot Size	0.77 acres (33,541 sqft)
Owner	Company Name on Record
Last Sale	$848,000 (May 2018)
Tax Bill	$10,904 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-795-32-00`

Property Details

APN / Parcel Number

Primary APN	`275-795-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13960 LAKE POWAY RD
City	POWAY
State	CA
Zip	92064-2280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT A TR 011396
Legal Subdivision	4093-R
Legal Tract	011396
Legal Block	1
Legal Lot Number	A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 2, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Sep 11, 1987 · Amount on Record
Deed Document Number	2018175466
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000498077
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	STATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280

Mortgage

Document Number	0000664361
Date	Sep 21, 2021
Instrument	2021-0664361

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304695
Date	Jun 15, 2020
Instrument	2020-0304695

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2019
Property Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280
Document Number	0000498077
Instrument Date	Oct 11, 2019
Instrument	498077
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13960 LAKE POWAY RD POWAY CA 920642280, POWAY, CA 92064-2280

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2018
Property Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280
Document Number	0000175466
Map Reference	MAP 11396
Instrument Date	Apr 24, 2018
Instrument	2018-0175466
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13960 LAKE POWAY RD, POWAY, CA 92064-2280

Mortgage

Document Number	0000175467
Date	May 2, 2018
Instrument	2018-0175467

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$983,733 (+2%) Land $564,911 Building $418,822
2025	$10,904.00 (+4.93%) Homeowner's exemption	$964,445 (+4.04%) Land $553,835 Building $410,610
2023	$10,392.00 (+1.69%) Homeowner's exemption	$926,996 Land $532,330 Building $394,666
2022	$10,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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