13960 Carriage Rd, Poway, CA 92064 Property Records

San Diego County property record for 13960 Carriage Rd, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,102 sqft · built 1990
Lot Size0.481 acres (20,972 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Feb 1996)
Tax Bill$7,170 (2025)
Deeds & MortgagesApr 2022 Reverse Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN314-052-31-00

Property Details

APN / Parcel Number

Primary APN314-052-31-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,102 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area20,972 sqft (0.481 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address13960 CARRIAGE RD
CityPOWAY
StateCA
Zip92064-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 355 TR 012270
Legal SubdivisionPOWAY 4191-4R
Legal Tract012270
Legal Block2
Legal Lot Number355
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17040

Owner

Source: San Diego County records · APN 314-052-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13960 CARRIAGE RD, POWAY, CA 92064-3836
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Apr 07, 2020Deed of Trust, Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 1996 · Amount on Record
Deed SaleFeb 14, 1996 · Amount on Record
Prior SaleAug 25, 1989 · Amount on Record
Deed Document Number199672465
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13960 CARRIAGE RD, POWAY, CA 92064-3836
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13960 CARRIAGE RD, POWAY, CA 92064-3836

Mortgage

Document Number0000178920
DateApr 25, 2022
Instrument2022-0178920
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term880 Months
DueAug 21, 2095

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13960 CARRIAGE RD, POWAY, CA 92064-3836
Document Number0000191733
Instrument DateApr 07, 2020
Transaction TypeMortgage
Record UpdatedMay 04, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13960 CARRIAGE RD POWAY CA 920643836, POWAY, CA 92064-3836

Mortgage

Document Number0000191733
DateApr 15, 2020
Instrument191733
Lender
NameAMERICAN ADVISORS
Address3800 W CHAPMAN AVE # 6TH, ORANGE, CA 92868-1638
Agreement
AmountAmount Recorded
Term900 Months
DueApr 14, 2095

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$635,410 (+2%) Land $254,160 Building $381,250
2025$7,170.00 (+4.84%) Homeowner's exemption$622,952 (+4.04%) Land $249,177 Building $373,775
2023$6,839.00 (+1.68%) Homeowner's exemption$598,764 Land $239,502 Building $359,262
2022$6,726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170402, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 501 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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