September 2025: Special Warranty Deed, Construction Loan
Document Type
Special Warranty Deed
Jurisdiction
GENESEE MI
Recording Date
Sep 24, 2025
Property Address
1396 WESTERRACE DR, FLINT, MI 48532-2438
Document Number
0000013584
Map Reference
LB 28 PG 17
Instrument Date
Sep 19, 2025
Instrument
202509240013584
Transaction Type
Construction Loan
Record Updated
Oct 17, 2025
Title Company
CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
451 7TH ST SW, WASHINGTON, DC 20410-0001
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4239 CAYUGA TRL, FLINT, MI 48532-3581
Mortgage
Document Number
0000013585
Date
Sep 24, 2025
Instrument
202509240013585
Lender
Name
NEXT BRIDGE FUNDING LLC
Agreement
Type
Construction Mortgage
Amount
Amount on Record
May 2024: Sheriff's Deed, Foreclosure
Document Type
Sheriff's Deed
Jurisdiction
GENESEE MI
Recording Date
May 9, 2024
Property Address
1396 WESTERRACE DR, FLINT, MI 48532-2438
Document Number
0000030603
Map Reference
LB 28 PG 17
Instrument Date
May 1, 2024
Instrument
202405090030603
Transaction Type
Foreclosure
Record Updated
May 21, 2024
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3043 TOWNSPATE ROAD #200 # 200, 200, WESTLAKE VILLAGE, CA 91361-3027
September 2023: Land Contract, Transfer
Document Type
Land Contract
Jurisdiction
GENESEE MI
Recording Date
Sep 20, 2023
Property Address
1396 WESTERRACE DR, FLINT, MI 48532-2438
Document Number
0000050363
Map Reference
LB 28 PG 17
Instrument Date
Sep 19, 2023
Instrument
202309200050363
Transaction Type
Transfer
Record Updated
Oct 4, 2023
Title Company
LIBERTY TITLE
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1396 WESTERRACE DR, FLINT, MI 48532-2438
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1717 COPEMAN BLVD, FLINT, MI 48504-3003
August 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
GENESEE MI
Recording Date
Aug 20, 2021
Property Address
1396 WESTERRACE DR, FLINT, MI 48532-2438
Document Number
202108200069000
Map Reference
LB 28 PG 17
Instrument Date
Aug 6, 2021
Instrument
202108200069000
Transaction Type
Transfer
Record Updated
Oct 14, 2021
Title Company
MASON BURGESS TITLE AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,298.60
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1396 WESTERRACE DR, 1396, FLINT, MI 48532-2438
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6221 LEBEAU ST, MOUNT MORRIS, MI 48458-2727
Mortgage
Document Number
202108200069001
Date
Aug 20, 2021
Instrument
202108200069001
Lender
Name
CASON HOME LOANS
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2051
Tax Assessment & Valuation
The 2025 property tax bill for 1396 Westerrace Dr was $4,718 with a homeowner's exemption, up 1.7% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Genesee County
County Subdivision
Flint Charter Township
Unified School District
Carman-Ainsworth Community School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$81,300 (+11.22%)Land $7,800Building $73,500
$162,600 (+11.22%)Land $15,600Building $147,000
2025
$4,718.00 (+1.75%)
$73,100
$146,200
2024
$4,637.00
2023
$72,300
$144,600
2021
$1,539.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1396 Westerrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1396 Westerrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source
Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection
Oct 2025
Lead
Under 1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control Jan 2018
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025