Kane County property record for 1396 Wauchope Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,918 sqft · built 1976 |
| Lot Size | 0.453 acres (19,747 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $482,000 (Apr 2025) |
| Tax Bill | $10,137 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-452-010 |
| Primary APN | 06-02-452-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 3,836 sqft |
| 1st Floor Area | 1,918 sqft |
| Basement Area | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 19,747 sqft (0.453 acres) |
| Lot Width | 104 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1396 WAUCHOPE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE MANOR UNIT 2 LOT 26 |
| Legal Subdivision | RIVERSIDE MANOR |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1972 CRESCENT LN, HOFFMAN ESTATES, IL 60169-1060 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IRONBANK MORTGAGE |
| Jun 11, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 202514489 |
| Prior Transfer Date | Jan 25, 2017 |
| Prior Transfer Doc | 0000007809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1396 WAUCHOPE DR, ELGIN, IL 60123-2178 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019715 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018K019715 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1396 WAUCHOPE DR, ELGIN, IL 60123-2178 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004930 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021K004930 |
| Name | IRONBANK MORTGAGE |
|---|---|
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.85% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2019 |
| Property Address | 1396 WAUCHOPE DR, ELGIN, IL 60123-2178 |
| Document Number | 0000024071 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2019K024071 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1396 WAUCHOPE DR, ELGIN, IL 60123-2178 |
| Document Number | 0000024072 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2019K024072 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 9, 2017 |
| Property Address | 1396 WAUCHOPE DR, ELGIN, IL 60123-2178 |
| Document Number | 0000007809 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 7809 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1396 WAUCHOPE DR ELGIN IL 601232178, ELGIN, IL 60123-2178 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,137.00 (+15.88%) | $140,881 (+8.57%) Land $32,612 Building $108,269 | $422,812 (+8.57%) Land $97,875 Building $324,937 |
| 2024 | $129,761 (+21.39%) Land $30,038 Building $99,723 | $389,439 (+21.44%) Land $90,150 Building $299,289 | |
| 2022 | $8,748.00 (+4.39%) Homeowner's exemption | $106,892 (+6.96%) Land $24,744 Building $82,148 | $320,676 (+6.96%) Land $74,232 Building $246,444 |
| 2021 | $8,380.00 Homeowner's exemption | $99,937 Land $23,134 Building $76,803 | $299,811 Land $69,402 Building $230,409 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2017) |
| Most Recent Claim | Dec 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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