1396 Sunny Point Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1396 Sunny Point Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,664 sqft · built 2000
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2021)
Tax Bill	$865 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`454100233241000`

Property Details

APN / Parcel Number

Primary APN	`454100233241000`
Alternative APN	`53723`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	310 ft deep x 348 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53723
Street Address	1396 SUNNY POINT RD
City	MURPHY
State	NC
Zip	28906-7389
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT A FR KOSER 1582/370 A/111
Legal Tract	1
Legal Lot Number	A
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1018
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 24, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Mar 9, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	423
Deed Book / Page	1670 / 235
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001678/193
Date	Apr 16, 2021
Book Page	1678/193
Instrument	2532

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01605/0534
Date	Jan 24, 2019
Book Page	01605/0534
Instrument	00327

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 19, 2021
Property Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389
Document Number	1670/235
Book / Page	1670 / 235
Instrument Date	Jan 7, 2021
Instrument	423
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 SUNNY POINT RD, 1396, MURPHY, NC 28906-7389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389

Mortgage

Document Number	1670238
Date	Jan 19, 2021
Instrument	1670/238

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 9, 2018
Property Address	1396 SUNNY POINT RD, MURPHY, NC 28906-7389
Document Number	01582/0370
Book / Page	01582 / 0370
Instrument Date	Mar 8, 2018
Instrument	01126
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 SUNNY POINT RD, 1396, MURPHY, NC 28906-7389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8880 SW 27TH AVE, OCALA, FL 34476-6757

Mortgage

Document Number	01127
Date	Mar 9, 2018
Instrument	01127

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00	$100,950 (-)	$100,950 (-) Land $14,250 Building $86,700
2023		$100,950	$100,950 Land $14,250 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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