Bedford County property record for 1396 Smartview Ln, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,835 sqft · built 2007 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2010) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 81 11 2 |
| Primary APN | 81 11 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,835 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 1,754 sqft |
| Unfinished Basement | 1,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1396 SMARTVIEW LN |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GILFIELD VILLAGE SEC 4 LT 2 PB 50/193 |
| Legal Subdivision | GILFIELD VILLAGE SEC 4 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30101 |
Source: Bedford County records · APN 81 11 2
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1396 SMARTVIEW LN, FOREST, VA 24551-1098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2010 · Amount on Record |
| Deed Sale | Jul 09, 2010 · Amount on Record |
| Deed Document Number | 20106398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1396 SMARTVIEW LN, FOREST, VA 24551-1098 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180000757 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 180000757 |
| Name | PINNACLE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Nov 06, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1396 SMARTVIEW LN, FOREST, VA 24551-1098 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210004878 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 210004878 |
| Name | PINNACLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,478.00 | $604,600 (+1%) Land $80,000 Building $524,600 | |
| 2023 | $2,478.00 Additional exemption filed | $302,300 | $604,600 Land $80,000 Building $524,600 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 59 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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