1396 S 240 E, Payson, UT 84651 Property Records

Utah County property record for 1396 S 240 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 2015
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2015)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-669-0099`

Property Details

APN / Parcel Number

Primary APN	`49-669-0099`
Alternative APNs	`496310099` `536184`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	4,025 sqft
Basement Area	1,059 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,542 sqft (0.242 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	536184
Street Address	1396 S 240 E
City	PAYSON
State	UT
Zip	84651-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99, PLAT F, PAYSON VIEW ESTATES AMENDED SUBDV. AREA 0.242 AC.
Legal Subdivision	PAYSON VIEW ESTATES AMENDED SUBDV
Legal Lot Number	99
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4000
Census Tract	10410

Owner

1396 S 240 E is owned and occupied by two individuals who bought it in August 2015.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1396 S 240 E, PAYSON, UT 84651-5539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 2, 2020	Deed of Trust, Mortgage CHERRY CREEK MTG
Feb 14, 2020	Deed of Trust, Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2015 · Amount on File
Deed Sale	Aug 24, 2015 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	201577019
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0000077019
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jun 26, 2026
Property Address	1396 S 240 E, PAYSON, UT 84651-5539
Document Number	0000052973
Instrument Date	Jun 20, 2026
Instrument	202652973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 S 240 E, PAYSON, UT 84651-5539

Mortgage

Document Number	0000052973,
Date	Jun 26, 2026
Instrument	202652973

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1396 S 240 E, PAYSON, UT 84651-5539
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030306
Date	Mar 9, 2022
Instrument	30306:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1396 S 240 E, PAYSON, UT 84651-5539
Document Number	0000135888
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1396 S 240 E PAYSON UT 846515539, PAYSON, UT 84651-5539

Mortgage

Document Number	0000135888
Date	Sep 8, 2020
Instrument	135888

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1396 S 240 E, PAYSON, UT 84651-5539
Document Number	0000021102
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1396 S 240 E PAYSON UT 846515539, PAYSON, UT 84651-5539

Mortgage

Document Number	0000021102
Date	Feb 20, 2020
Instrument	21102

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1396 S 240 E was $3,023.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,590 (-44.89%)	$553,800 (+0.2%) Land $186,600 Building $367,200
2025	$3,023.00	$552,700 Land $177,800 Building $374,900	$552,700 Land $177,800 Building $374,900
2024	$3,023.00 (+3.85%)
2023	$2,911.00 (+1.61%)	$297,165	$540,300 Land $153,300 Building $387,000
2022	$2,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1396 S 240 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1396 S 240 E is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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