Catawba County property record for 1396 Ruby Spencer St, Newton, NC 28658
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 2001 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,173 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3740-11-77-1326 |
| Primary APN | 3740-11-77-1326 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 3,150 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Pole Barn | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1396 RUBY SPENCER ST |
|---|---|
| City | NEWTON |
| State | NC |
| Zip | 28658-1777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | PL 68-104 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | NEWTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11300 |
1396 Ruby Spencer St is owned and occupied by two individuals who acquired it in December 2021.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1396 RUBY SPENCER ST, NEWTON, NC 28658-1777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0037120471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 20, 2021 |
| Property Address | 1396 RUBY SPENCER ST, NEWTON, NC 28658-1777 |
| Document Number | 0037120471 |
| Book / Page | 3712 / 471 |
| Map Reference | MB 3693 PG 1715 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 31237 |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1396 RUBY SPENCER ST, NEWTON, NC 28658-1777 |
The 2025 property tax bill for 1396 Ruby Spencer St was $1,173, down 53% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Municipality | Newton City |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,400 (-) Land $12,200 Building $282,200 | ||
| 2025 | $1,173.00 (-53.02%) | $294,400 Land $12,200 Building $282,200 | |
| 2024 | $2,497.00 | ||
| 2023 | $2,497.00 | $294,400 Land $12,200 Building $282,200 | $294,400 Land $12,200 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1396 Ruby Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1396 Ruby Spencer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWTON serves 18,407 people · EPA ID NC0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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