1396 Palomar Pl, Vista, CA 92084 Property Records

San Diego County property record for 1396 Palomar Pl, Vista, CA 92084

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,415 sqft · built 1990
Lot Size	1.97 acres (86,015 sqft)
Owner	2 Company Names on Record
Last Sale	$135,900 (Jun 1989)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-070-93-12`

Property Details

APN / Parcel Number

Primary APN	`173-070-93-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,415 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	86,015 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1396 PALOMAR PL
City	VISTA
State	CA
Zip	92084-3565
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1-B
Legal Description	LOT 3 US 36PER DOC89-174182&UND INT IN TR 011565
Legal Subdivision	VISTA #81-13
Legal Tract	011565
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Apr 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 3, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1989 · Amount on Record
Deed Sale	Jun 30, 1989 · Amount on Record
Deed Document Number	1989350800
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000118625
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Document Number	0000204604
Instrument Date	Jul 6, 2026
Instrument	2026204604
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1396 PALOMAR PL, VISTA, CA 92084-3565

Mortgage

Document Number	0000204604,
Date	Jul 16, 2026
Instrument	2026204604

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Document Number	0000118625
Instrument Date	Apr 1, 2026
Instrument	2026118625
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1396 PALOMAR PL, VISTA, CA 92084-3565

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130669
Date	Apr 3, 2018
Instrument	2018-0130669

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000525493
Date	Nov 14, 2019
Instrument	2019-0525493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1396 PALOMAR PL, VISTA, CA 92084-3565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000459463
Date	Aug 17, 2020
Instrument	2020-0459463

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$260,078 (+2%) Land $39,443 Building $220,635
2025	$3,561.00 (+4.77%) Homeowner's exemption	$254,979 (+4.04%) Land $38,670 Building $216,309
2024	$3,399.00 (+1.98%)
2023	$3,333.00 (+0.24%) Homeowner's exemption	$245,079 Land $37,169 Building $207,910
2022	$3,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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