1396 Longspur Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1396 Longspur Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,456 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$540,448 (Aug 2016)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`561-01-00-330`

Property Details

APN / Parcel Number

Primary APN	`561-01-00-330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1396 LONGSPUR DR
City	MOUNT PLEASANT
State	SC
Zip	29466-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L16 MAPPLATP 0065 SUBDIVISIONNAME OYSTER POINT PHASE 2A BLOCK LOT GOVLOT 241 TRACT
Legal Subdivision	OYSTER POINT
Legal Phase	2A
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	4610

Owner

1396 Longspur Dr is owned and occupied by an individual who bought it in August 2016.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1396 LONGSPUR DR, MOUNT PLEASANT, SC 29466-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on File
Deed Sale	Aug 3, 2016 · Amount on File
Deed Book / Page	573 / 275
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1396 LONGSPUR DR, MOUNT PLEASANT, SC 29466-9410
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012240651
Date	Jan 23, 2024
Book Page	1224/651

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1396 LONGSPUR DR, MOUNT PLEASANT, SC 29466-9410
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009900292
Date	May 13, 2021
Book Page	990/292

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1396 LONGSPUR DR, MOUNT PLEASANT, SC 29466-9410
Document Number	0874/0658
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 LONGSPUR DR MOUNT PLEASANT SC 294669410, MOUNT PLEASANT, SC 29466-9410

Mortgage

Document Number	0874/0658
Date	Apr 16, 2020
Book Page	000874/000658

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1396 Longspur Dr was $2,319, up 13.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+13.51%)	$642,045 (+3,058.12%) Land $197,570 Building $444,475	$815,300 Land $243,000 Building $572,300
2024	$2,043.00	$20,330
2022	$1,876.00	$20,330	$558,300 Land $171,800 Building $386,500
2020			$558,300 Land $171,800 Building $386,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1396 Longspur Dr in Zone X, an area of moderate flood risk, though there have been 17 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 629 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	629 in force
Nearby Flood Claims	17 (1988–2025)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2025
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1396 Longspur Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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