1396 Lone Oak Rd, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 1396 Lone Oak Rd, Eagan, MN 55121

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,296 sqft · built 1962
Lot Size0.76 acres (33,089 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Sep 2016)
Tax Bill$4,308 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-44650-03-020

Property Details

APN / Parcel Number

Primary APN10-44650-03-020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,296 sqft Living Area
Gross Area2,920 sqft
1st Floor Area1,288 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1983
Architectural StyleSplit Level
Construction TypeWood
Lot Area33,089 sqft (0.76 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1396 LONE OAK RD
CitySAINT PAUL
StateMN
Zip55121-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEMAY LAKE HILLS 2 3 LOT 2 BLK 3 SUBJ TO PARCEL 10 DAKOTA CO R/W MAP 310
Legal SubdivisionLEMAY LAKE HILLS
Legal Block3
Legal Lot Number2
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group3
Census Block3029
Census Tract60726

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1396 LONE OAK RD, SAINT PAUL, MN 55121-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Line of Credit
CITY & COUNTY CU
Nov 12, 2021Deed of Trust, Mortgage · VA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2016 · Amount on Record
Deed SaleSep 8, 2016 · Amount on Record
Deed Document Number20163148878
Prior Transfer DateApr 15, 2016
Prior Transfer Doc0003148877
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1396 LONE OAK RD, EAGAN, MN 55121-1317
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1396 LONE OAK RD, EAGAN, MN 55121-1317

Mortgage

Document Number0003717854
DateMar 30, 2026
Instrument3717854
Lender
NameCITY & COUNTY CU
TypeCredit Union
AddressSAINT PAUL, MN 55101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address1396 LONE OAK RD, EAGAN, MN 55121-1317
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1396 LONE OAK RD, EAGAN, MN 55121-1317

Mortgage

Document Number0003504759
DateNov 12, 2021
Instrument3504759
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term294 Months
DueMay 1, 2046

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictWest St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,308.00 (+13.25%) Homeowner's exemption$444,600 (+6.14%) Land $105,400 Building $339,200$444,600 (+6.14%) Land $105,400 Building $339,200
2024$3,804.00$418,900 Land $102,600 Building $316,300$418,900 Land $102,600 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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