1396 Hoyt Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1396 Hoyt Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,987 sqft · built 1977
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2024)
Tax Bill	$4,414 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-29-22-23-0021`

Property Details

APN / Parcel Number

Primary APN	`22-29-22-23-0021`
Alternative APNs	`8472510` `527410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	755 sqft
Finished Basement	755 sqft
Game Room	Game Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,875 sqft (0.158 acres)
Lot Dimensions	55 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	527410
Street Address	1396 HOYT AVE E
City	SAINT PAUL
State	MN
Zip	55106-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHWABE REARRANGEMENT EX S 25 FT; LOT 2 & ALL OF LOT 1
Legal Range	22
Legal Township	29
Legal Section	22
Legal Subdivision	SCHWABE REARRANGEMENT
Legal Lot Number	2,1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	30703

Owner

Source: Ramsey County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1396 HOYT AVE E, SAINT PAUL, MN 55106-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI CMG FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	20242769048
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 12, 2024
Property Address	1396 HOYT AVE E, SAINT PAUL, MN 55106-1214
Document Number	0T02769048
Instrument Date	Feb 6, 2024
Instrument	T02769048
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1396 HOYT AVE E, SAINT PAUL, MN 55106-1214

Mortgage

Document Number	0T02769049
Date	Feb 12, 2024
Instrument	T02769049

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0T02769050
Date	Feb 12, 2024
Instrument	T02769050

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2019
Property Address	1396 HOYT AVE E, SAINT PAUL, MN 55106-1214
Document Number	0002654865
Instrument Date	Oct 4, 2019
Instrument	2654865
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$731.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 HOYT AVE E ST PAUL MN 551061214, ST PAUL, MN 55106-1214

Mortgage

Document Number	2654866
Date	Dec 13, 2019
Instrument	2654866

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Mortgage

Document Number	2654867,
Date	Dec 13, 2019
Instrument	2654867

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,200 (+12.12%) Land $30,000 Building $289,200	$319,200 (+12.12%) Land $30,000 Building $289,200
2024	$4,414.00 (-9.44%)
2023	$4,874.00 Homeowner's exemption	$284,700 Land $25,000 Building $259,700	$284,700 Land $25,000 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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